Compared with Maryland
1 of 2
compared fees are above the median.
1 below, 0 about the same.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
9th percentile; peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the Maryland median
of 2 compared; 1 below, 0 about the same
See the feesFee schedule read Nov 1, 2026
Call-report figures are for CFG Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 869 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Maryland median | Published fees above the Maryland median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | CFG Bank's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 0.5% of revenue, below the 2.2% median of 869 banks with $1B to $10B in assets (9th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $352K in Q2 2026, 4.8% above the same quarter a year earlier ($336K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
1 of 2 compared published fees sit above the Maryland median; 1 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Maryland medians for fees published by banks and credit unions.
NSF / Returned Item
Student Checking Non-Sufficient Funds
Returned Mail
Monthly Maintenance
Fee not identified in the reviewed schedule.
Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income was about level from Q3 2025 to Q2 2026, at $352K. Its share of revenue, 0.5%, is below the 2.2% median for banks with $1B to $10B in assets.
$352K
CFG BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 869 banks with $1B to $10B in assets, Q2 2026.
CFG Bank · $6.1B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| CFG Bank(this institution) | Lutherville, MD | $6.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Alpine Bank | Glenwood Springs, CO | $6.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Banesco USA | Miami, FL | $6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bradesco Bank | Coral Gables, FL | $6.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Choice Financial Group | Fargo, ND | $6.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Emigrant Bank | Miami, FL | $5.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| First Bank | St. Louis, MO | $6.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Financial Bank, National Association | Terre Haute, IN | $6.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First International Bank & Trust | Watford City, ND | $6.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Internet Bank of Indiana | Fishers, IN | $5.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Firstrust Savings Bank | Conshohocken, PA | $5.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Five Star Bank | Warsaw, NY | $6.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Great Southern Bank | Reeds Spring, MO | $5.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Independent Bank | Grand Rapids, MI | $5.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Institution for Savings in Newburyport and Its Vicinity | Newburyport, MA | $5.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Intrust Bank, National Association | Wichita, KS | $6.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mercantile Bank | Grand Rapids, MI | $6.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Middlesex Savings Bank | Natick, MA | $6.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Orrstown Bank | Harrisburg, PA | $5.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| River City Bank | Sacramento, CA | $6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Shore United Bank, National Association | Easton, MD | $6.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Washington Trust Company, of Westerly | Westerly, RI | $6.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| TrustCo Bank | Glenville, NY | $6.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| United Fidelity Bank, fsb | Evansville, IN | $6.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Westamerica Bank | San Rafael, CA | $5.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wilson Bank and Trust | Lebanon, TN | $6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $10 among 17 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 23, 2026.
Monthly maintenance fee in dollars, one mark per institution
CFG Bank does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 23, 2026. Total assets from FDIC and NCUA records.
Call reports for CFG Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $352K | −$23K | −6.1% |
| Q1 2026 | $375K | $0 | 0.0% |
| Q4 2025 | $375K | +$23K | +6.5% |
| Q3 2025 | $352K | +$16K | +4.8% |
| Q2 2025 | $336K | −$124K | −27.0% |
| Q1 2025 | $460K | −$3K | −0.6% |
| Q4 2024 | $463K | −$52K | −10.1% |
| Q3 2024 | $515K | +$3K | +0.6% |
Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 869 reported a share above 0% and are counted, CFG Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to CFG Bank by share.
Amounts from CFG Bank’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Reconcilement (per hour, minimum one hour) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Statement Fee – second incident | $6Inside the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
Overdraft & NSF | |||
| Student Checking Non-Sufficient Funds Fee | $20Below the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
Other Fees | |||
| Check or Document Copy (per page) | $5Not compared: Charged per page; comparison unavailable | per page | None |
per month
per month
varies · Per hour, minimum one hour
per hour · Account Reconcilement (per hour, minimum one hour) | $20.00
per hour · Research Fee (rate per hour, minimum one hour) | $30.00
per item
per item · Second incident
per item
per item
per page · Check or Document Copy (per page) | $5.00
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Money Manager Plus Account Monthly maintenance fee | $10 | per month | None |
| Maintenance fee (daily balance falls below $1,500) | $10 | per month | None |
| Account Closed within 90 days of opening date | $25 | Not stated | None |
| Dormant Accounts (no activity for 33 months) | $10 | Not stated | None |
| Account Reconcilement | $20 | varies | Per hour, minimum one hour |
| Account Reconcilement (per hour, minimum one hour) | $20Not compared: Charged per hour; comparison unavailable | per hour | Account Reconcilement (per hour, minimum one hour) | $20.00 |
| Research Fee (rate per hour, minimum one hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | Research Fee (rate per hour, minimum one hour) | $30.00 |
| Statement or Activity Printout | $3 | per item | None |
| Returned Statement Fee | $6Not compared: Per-occurrence charge, not monthly | per item | Second incident |
| Returned Statement Fee – second incident | $6 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds/Overdraft created by check, in-person withdrawal, or other electronic means, excluding ATMS and POS | $25 | per item | None |
ATM & Card | |||
| Expedited Debit Card | $30 | Not stated | None |
Wire Transfers | |||
| Wire Transfers – Domestic/Outgoing | $25 | Not stated | None |
| Wire Transfers – Domestic/Incoming | $12 | Not stated | None |
| Wire Transfers In/Out – International | $45 | Not stated | None |
Check Services | |||
| Cashier’s Check/Official Check | $10 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| Foreign Check Collection (plus fee of paying bank) | $20 | Not stated | None |
| Check or Document Copy | $5 | per item | Per page |
Digital & Electronic | |||
| ACH Return | $12 | Not stated | None |
Cash & Deposit | |||
| Night Deposit Replacement Key | $15 | per item | None |
Account Services | |||
| Attachments, Levies, Subpoenas, etc. (plus research & attorney fees – cost varies) | $100 | Not stated | None |
Other Fees | |||
| Check or Document Copy (per page) | $5Not compared: Charged per page; comparison unavailable | per page | Check or Document Copy (per page) | $5.00 |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where CFG Bank operates, and what regulators and customers have on file.
Branch footprint
3 offices in 1 state, $5.1B in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 3 | $5.1B |
Baltimore-Columbia-Towson, MD
4.8% of bank deposits, #6 of 40, up 3.2 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Bank of America, National Association | 29.3% |
| Manufacturers and Traders Trust Company | 20.3% |
| Truist Bank | 10.3% |
| PNC Bank, National Association | 10.2% |
| Wells Fargo Bank, National Association | 7% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Baltimore-Columbia-Towson, MD, CFG Bank holds 4.8% of bank deposits, #6 of 40, with 3 offices.
630 offices of 67 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 40 institutions shown. $106.1B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 4.8% share, 3 offices, #6 of 40
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
126 offices of 28 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the Federal Reserve and Maryland Office of Financial Regulation
The Federal Reserve and Maryland Office of Financial Regulation have no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve and Maryland Office of Financial Regulation, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.