Fees from its schedule are under review and appear here once review is done.
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Total assets
Q3 2025, quarter end
FDIC call report data · Sep 30, 2025
Revenue
Q3 2025, one quarter
FDIC call report data · Sep 30, 2025
Service-charge income
Q3 2025, one quarter
FDIC call report data · Sep 30, 2025
Service-charge share of revenue
57th percentile; peer median 2.3%
FDIC call report data · Sep 30, 2025
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Mar 11, 2026
Call-report figures are for The Peoples Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q3 2025 Quarter ended Sep 30, 2025 | Oct 4, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q3 2025 Quarter ended Sep 30, 2025 | Oct 4, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q3 2025 Quarter ended Sep 30, 2025 | Oct 4, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,714 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q3 2025 Quarter ended Sep 30, 2025 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | The Peoples Bank's published fee schedule; Bank Fee Index medians | Current schedule | Mar 11, 2026 |
Service-charge income by quarter
Q2 2023 to Q3 2025, standalone quarters
Service charges were 2.6% of revenue, above the 2.3% median of 1,714 banks with under $300M in assets (57th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $116K in Q3 2025, 1.7% below the same quarter a year earlier ($118K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for The Peoples Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q4 2023 to Q3 2025, standalone quarters · 63 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q3 2025 | $116K | +$3K | +2.7% |
| Q2 2025 | $113K | +$10K | +9.7% |
| Q1 2025 | $103K | −$1K | −1.0% |
| Q4 2024 | $104K | −$14K | −11.9% |
| Q3 2024 | $118K | +$10K | +9.3% |
| Q2 2024 | $108K | +$5K | +4.9% |
| Q1 2024 | $103K | −$7K | −6.4% |
| Q4 2023 | $110K | −$3K | −2.7% |
Financial cohort: 1,800 banks with under $300M in assets filing for Q3 2025; 1,714 reported a share above 0% and are counted, The Peoples Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to The Peoples Bank by share.
They stay out of every comparison until review is done.
| Fee | Amount | Basis | Note |
|---|---|---|---|
ATM & CardUnder review | |||
| Foreign ATM balance inquiry (audience not stated, treated as personal) | $1 | Not stated | None |
Wire TransfersUnder review | |||
| Wire transfers | Domestic, incoming (audience not stated, treated as personal) | $10 | Not stated | None |
| Wire transfers: Domestic, incoming (audience not stated, treated as personal) | $10 | Not stated | None |
Check ServicesUnder review | |||
| Stop payment fee (audience not stated, treated as personal) | $35 | Not stated | None |
Cash & DepositUnder review | |||
| Returned deposited check (audience not stated, treated as personal) | $10 | Not stated | None |
Account ServicesUnder review | |||
| Safe deposit box annual fee (audience not stated, treated as personal) | $35 | per year | None |
| Safe deposit box annual fee | 3" × 5" (audience not stated, treated as personal) | $35 | per year | None |
| Safe deposit box key: | Loss of 1 key (audience not stated, treated as personal) | $10Not compared: Box drilling or key fee | Not stated | None |
Gift & Prepaid CardsUnder review | |||
| Travel card reload fee (audience not stated, treated as personal) | $2 | Not stated | None |
Other FeesUnder review | |||
| Fax (5 or fewer) (audience not stated, treated as personal) | $2 | per item | None |
| Photocopies (audience not stated, treated as personal) | $0.50 | Not stated | None |
Other feesUnder review | |||
| Check printing (audience not stated, treated as personal) | Not stated | Not stated | None |
| Lost Share Certificate (audience not stated, treated as personal) | $5 | Not stated | None |
| P2P transfer (audience not stated, treated as personal) | $0.85 | Not stated | None |
| Payroll ACH initial setup (audience not stated, treated as personal) | $48 | Not stated | None |
| Picture Pay (audience not stated, treated as personal) | $1 | Not stated | None |
| Wire transfers: Domestic, incoming (audience not stated, treated as personal) | $10 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Mar 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where The Peoples Bank operates, and what regulators and customers have on file.
Branch footprint
7 offices in 1 state, $256.1M in branch deposits (June 2025)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 6 | $226.8M |
| 1 | $29.3M |
Baltimore-Columbia-Towson, MD
0% of bank deposits, #37 of 42, unchanged over five years.
| Largest competitors here | Deposit share |
|---|---|
| Bank of America, National Association | 27.6% |
| Manufacturers and Traders Trust Company | 21.9% |
| PNC Bank, National Association | 9.8% |
| Truist Bank | 9.7% |
| Wells Fargo Bank, National Association | 7.5% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2025. Deposits are booked at the branch as of June 30.
In Baltimore-Columbia-Towson, MD, The Peoples Bank holds 0% of bank deposits, #37 of 42, with 1 office.
641 offices of 70 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2025 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2025. FDIC-insured offices only; credit unions are not included.
9 of 42 institutions shown. $101.8B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2025.
Position over time, 2010 to 2025
June 2025: 0% share, 1 office, #37 of 42
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2025.
Credit unions, reported separately
127 offices of 29 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
1 past action
Past
Maryland Office of Financial Regulation · Order
Banking
Source: public enforcement action lists from the Maryland Office of Financial Regulation, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows