First National Bank of South Carolina

Headquarters: Holly Hill, South Carolina
Charter: Bank
Assets: $309.7M
Fed district: Richmond

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
First Secure Checking
First National Bank of South Carolina: $4.95
First National Bank of South Carolina: $4.95
U.S. median: no median
Overdraft (OD)
First National Bank of South Carolina: $34
First National Bank of South Carolina: $34
U.S. median: no median
NSF / Returned Item
First National Bank of South Carolina: $34
First National Bank of South Carolina: $34
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First National Bank of South Carolina’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$4.95
per month
Maintenance fee (balance falls below $7,500)$4.95
per month
Account Closing within 90 days$20
Christmas Club account closing before maturity$10
Early Withdrawal Penalty if Account is Closed Within Ninety (90) Days of Opening (audience not stated, treated as personal)$20
Roo Crew's Savings Account closing within six months$20
Dormant account monthly Fee$7
per month
Research or Balancing Service - per hour$25
Not compared: Charged per hour; comparison unavailable
per hour · Research or Balancing Service - per hour | $25.00

Overdraft & NSF

Overdraft Fee per item$34
per item
Non-sufficient Funds (NSF) per item$34
per item

ATM & Card

Replace Debit Card or Pin (after first)$15
Replace Debit Card or Pin (first time)$10

Wire Transfers

Wire Transfers – outgoing for customer$30
Wire Transfers – incoming for customer$20
Wire Transfers – incoming for non-customer$35
Wire Transfers – International$60

Check Services

Cashier’s Checks – customer$6
Cashier’s Checks – non-customer$20
Money Orders – customer$4
Money Orders – non-customer$8
Stop Payments$35
Copies of checks, deposits or statements$5

Cash & Deposit

Chargeback of Return Items$15
Chargeback of Return Items (special)$16

Account Services

Tax Levies$110

Retirement & IRA

IRA Transfer Fee$30

Other Fees

Photocopies$0.35

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$4.95	per month	None
Maintenance fee (balance falls below $7,500)	$4.95	per month	None
Account Closing within 90 days	$20	Not stated	None
Christmas Club account closing before maturity	$10	Not stated	None
Early Withdrawal Penalty if Account is Closed Within Ninety (90) Days of Opening (audience not stated, treated as personal)	$20	Not stated	None
Roo Crew's Savings Account closing within six months	$20	Not stated	None
Dormant account monthly Fee	$7	per month	None
Research or Balancing Service - per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	Research or Balancing Service - per hour \| $25.00
Overdraft & NSF
Overdraft Fee per item	$34	per item	None
Non-sufficient Funds (NSF) per item	$34	per item	None
ATM & Card
Replace Debit Card or Pin (after first)	$15	Not stated	None
Replace Debit Card or Pin (first time)	$10	Not stated	None
Wire Transfers
Wire Transfers – outgoing for customer	$30	Not stated	None
Wire Transfers – incoming for customer	$20	Not stated	None
Wire Transfers – incoming for non-customer	$35	Not stated	None
Wire Transfers – International	$60	Not stated	None
Check Services
Cashier’s Checks – customer	$6	Not stated	None
Cashier’s Checks – non-customer	$20	Not stated	None
Money Orders – customer	$4	Not stated	None
Money Orders – non-customer	$8	Not stated	None
Stop Payments	$35	Not stated	None
Copies of checks, deposits or statements	$5	Not stated	None
Cash & Deposit
Chargeback of Return Items	$15	Not stated	None
Chargeback of Return Items (special)	$16	Not stated	None
Account Services
Tax Levies	$110	Not stated	None
Retirement & IRA
IRA Transfer Fee	$30	Not stated	None
Other Fees
Photocopies	$0.35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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