Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

United Roosevelt Savings Bank

Carteret, New JerseyBankNew York Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee (per Statement Cycle)$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft Protection or Sweep Transfer Fee$5Within the typical range ($3–$5 nationally)
At the national median
Source
Overdraft/NSF Fee$30Within the typical range ($25–$32 nationally)
At the national median
Source

ATM & CardVerified

Replacement Debit Card Fee$10Within the typical range ($5–$10 nationally)
At the national median
Source
Use of non-URSB or non-AllPoint Network ATM Transaction Fee (per transaction)$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
per transaction · Source

Wire TransfersVerified

Wire Transfer Fee (Outgoing Domestic)$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
Wire Transfer Fee (Outgoing International)$35Below the typical range ($40–$50 nationally)
$15 below the national median
Source

Check ServicesVerified

Copies of Paid Checks$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Official Bank Check Payable to Third Party$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Stop Payment Fee$20Within the typical range ($20–$30 nationally)
$6 below the national median
Source

Account ServicesVerified

Account Levies (IRS or Court Levy)$50Within the typical range ($30–$75 nationally)
At the national median
Source
Safe Deposit Box Replacement Key/Drilling Fee$250Above the typical range ($25–$80 nationally)
$205 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee (per Statement Cycle)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	—	Source
Mailed Statement Fee (per Statement Cycle)	$3Within the typical range ($2–$4.50 nationally)	At the national median	—	—	Source
The mailed statement fee for BankOn Checking is	$2Within the typical range ($2–$4.50 nationally)	$1 below the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Protection or Sweep Transfer Fee	$5Within the typical range ($3–$5 nationally)	At the national median	—	—	Source
Overdraft/NSF Fee	$30
ATM & CardVerified
Replacement Debit Card Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Use of non-URSB or non-AllPoint Network ATM Transaction Fee (per transaction)	$1
Wire TransfersVerified
Wire Transfer Fee (Outgoing Domestic)	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Wire Transfer Fee (Outgoing International)	$35
Check ServicesVerified
Copies of Paid Checks	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source
Official Bank Check Payable to Third Party	$5
Cash & DepositVerified
Returned Deposit Item Charge	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	—	Source
Account ServicesVerified
Account Levies (IRS or Court Levy)	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Safe Deposit Box Replacement Key/Drilling Fee	$250
Other FeesVerified
Duplicate Statement Fee	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 16 — leaner than most institutions

Headline fees published

10 of 15

Published fees

Under review

Assets

$381.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$381.2M

Total deposits

$303.5M

Service charge income

$12K

Fee income ratio

0.44%

Return on assets

0.35%

Branches

Service charge income by quarter

Q2 2026$12K

Q1 2026$14K

Q4 2025$13K

Q3 2025$8K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,727 published fee entries from 2,634 institutions

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