First Shore Federal Savings and Loan Association

Headquarters: Salisbury, Maryland
Charter: Bank
Assets: $366.5M
Fed district: Richmond

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
First Shore Federal Savings and Loan Association: $20
First Shore Federal Savings and Loan Association: $20
U.S. median: no median
Stop Payment
First Shore Federal Savings and Loan Association: $25
First Shore Federal Savings and Loan Association: $25
U.S. median: no median
Wire Transfer (Domestic In)
First Shore Federal Savings and Loan Association: $10
First Shore Federal Savings and Loan Association: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Shore Federal Savings and Loan Association’s own schedules, with a source for each figure.

Account Maintenance

Club Premature Closeout Fee$10
one time
Account Inactivity Fee (annually)$10
Not compared: Annual charge, not monthly
per year
Account Research (per hour, 1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Protection Transaction Fee (per item)$6
per item

ATM & Card

Debit Card Replacement Fee$10
per item

Wire Transfers

Outgoing Domestic Wire Transfer Fee$20
per transaction
Incoming Domestic Wire Transfer Fee$10
per transaction

Check Services

Cashier's Check Fee$7.50
per item
Stop Payment Fee (Check or electronic transfer item)$25
per item
Counter Checks - For DDA (per 3)$3
per item
Items Presented for Collection Fee$25
per item
Copy of Check/Deposit Ticket/Statement$5
per item

Account Services

Levies/Garnishments (Other attachments to account)$100
per item

Retirement & IRA

IRA Custodial FeeNo charge
IRA Transfer Fee (outgoing)$25
one time

Other Fees

Account History Print Out (per page)$2.50
Not compared: Charged per page; comparison unavailable
per page · | Account History Print Out (per page) | $2.50 |
$675 Processing Fee$675
one time

Fee	Amount	Basis	Note
Account Maintenance
Club Premature Closeout Fee	$10	one time	None
Account Inactivity Fee (annually)	$10Not compared: Annual charge, not monthly	per year	None
Account Research (per hour, 1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Protection Transaction Fee (per item)	$6	per item	None
ATM & Card
Debit Card Replacement Fee	$10	per item	None
Wire Transfers
Outgoing Domestic Wire Transfer Fee	$20	per transaction	None
Incoming Domestic Wire Transfer Fee	$10	per transaction	None
Check Services
Cashier's Check Fee	$7.50	per item	None
Stop Payment Fee (Check or electronic transfer item)	$25	per item	None
Counter Checks - For DDA (per 3)	$3	per item	None
Items Presented for Collection Fee	$25	per item	None
Copy of Check/Deposit Ticket/Statement	$5	per item	None
Account Services
Levies/Garnishments (Other attachments to account)	$100	per item	None
Retirement & IRA
IRA Custodial Fee	No charge	Not stated	None
IRA Transfer Fee (outgoing)	$25	one time	None
Other Fees
Account History Print Out (per page)	$2.50Not compared: Charged per page; comparison unavailable	per page	\| Account History Print Out (per page) \| $2.50 \|
$675 Processing Fee	$675	one time	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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