Ireland Bank

Headquarters: Malad City, Idaho
Charter: Bank
Assets: $355.4M
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7, the middle of its prices
Ireland Bank: $2 to $15
Ireland Bank: $2 to $15
U.S. median: no median
Overdraft (OD)
Ireland Bank: $28
Ireland Bank: $28
U.S. median: no median
NSF / Returned Item
Ireland Bank: $28
Ireland Bank: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Idaho, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Idaho: Banks and credit unions headquartered in Idaho that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ireland Bank’s own schedules, with a source for each figure.

Account Maintenance

Classic Checking Account Monthly service charge$7
per month
Classic Plus Checking Account Monthly service charge$12
per month
Essential Plus Checking Account Monthly service charge$15
per month
Monthly service charge$2
per month
Monthly service charge reduced$5
per month
Monthly service charge reduced$10
per month
Quarterly service charge$3
Dormant Account Fee (Checking) (Starts 12 months after no activity) (per month)$3
per month
Dormant Account Fee (Savings) (Starts 24 months after no activity) (per quarter)$3
Not compared: Quarterly charge, not monthly
per quarter
Additional service charge$1
per item
Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Paid (A non-sufficient funds items may be created by check, in person withdrawal, or other electronic means)$28
NSF Return Item Charge$28

ATM & Card

Standard Debit Card Replacement Fee$10

Wire Transfers

Wire Fee – Outgoing Domestic (Customers Only)$25
Wire Fee – Incoming (Customers Only)$15
Wire Fee – Outgoing Foreign (Customers Only)$50

Check Services

Cashier’s Check Fee$6
Foreign Bank Check Clearing Fee$10
Stop Payment Fee$35

Account Services

Sheriff’s Garnishments$12

Gift & Prepaid Cards

Gift Card$4.95

Other Fees

Fax Services – Incoming$2
Fax Services – Outgoing First Page$5
Imaged Checks, and Transaction Copies (per page)$2
Not compared: Charged per page; comparison unavailable
per page · Imaged Checks, and Transaction Copies (per page) | $2.00
Research or Duplicate Statement Request$5

Fee	Amount	Basis	Note
Account Maintenance
Classic Checking Account Monthly service charge	$7	per month	None
Classic Plus Checking Account Monthly service charge	$12	per month	None
Essential Plus Checking Account Monthly service charge	$15	per month	None
Monthly service charge	$2	per month	None
Monthly service charge reduced	$5	per month	None
Monthly service charge reduced	$10	per month	None
Quarterly service charge	$3	Not stated	None
Dormant Account Fee (Checking) (Starts 12 months after no activity) (per month)	$3	per month	None
Dormant Account Fee (Savings) (Starts 24 months after no activity) (per quarter)	$3Not compared: Quarterly charge, not monthly	per quarter	None
Additional service charge	$1	per item	None
Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Paid (A non-sufficient funds items may be created by check, in person withdrawal, or other electronic means)	$28	Not stated	None
NSF Return Item Charge	$28	Not stated	None
ATM & Card
Standard Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Fee – Outgoing Domestic (Customers Only)	$25	Not stated	None
Wire Fee – Incoming (Customers Only)	$15	Not stated	None
Wire Fee – Outgoing Foreign (Customers Only)	$50	Not stated	None
Check Services
Cashier’s Check Fee	$6	Not stated	None
Foreign Bank Check Clearing Fee	$10	Not stated	None
Stop Payment Fee	$35	Not stated	None
Account Services
Sheriff’s Garnishments	$12	Not stated	None
Gift & Prepaid Cards
Gift Card	$4.95	Not stated	None
Other Fees
Fax Services – Incoming	$2	Not stated	None
Fax Services – Outgoing First Page	$5	Not stated	None
Imaged Checks, and Transaction Copies (per page)	$2Not compared: Charged per page; comparison unavailable	per page	Imaged Checks, and Transaction Copies (per page) \| $2.00
Research or Duplicate Statement Request	$5	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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