Central Pacific Bank

Headquarters: Honolulu, Hawaii
Charter: Bank
Assets: $7.5B
Fed district: San Francisco

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
Central Pacific Bank: $5 to $20
Central Pacific Bank: $5 to $20
U.S. median: no median
Overdraft (OD)
Central Pacific Bank: $32
Central Pacific Bank: $32
U.S. median: no median
NSF / Returned Item
Central Pacific Bank: $32
Central Pacific Bank: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Central Pacific Bank’s own schedules, with a source for each figure.

Account Maintenance

Exceptional Checking Monthly service charge$20
per month
Value Checking / Value Plus / Shaka Checking Monthly service charge$5
per month
Dormant Account (Service Charge) [5]$10
per month
Escheat Fee$55
Check Transaction (Processing) Fee - Shaka Checking$2
per item
Statement Reconciliation, Research or Special Request with a minimum one-hour charge$35
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Items Paid Against Insufficient Funds$32
per item
Overdraft fee$32
per item
Items Returned Unpaid Due to Insufficient Funds$32
per item
Savings Overdraft Protection Transfer Fee$12.50

ATM & Card

Domestic ATM Cash Withdrawals$3
per item
International ATM Cash Withdrawals [2]$5
per item
Card Replacement Fee$20
Card Rush Delivery: Domestic Destination$50
per item
Cross Border Assessment0.9%of the transaction
Currency Conversion Assessment (audience not stated, treated as personal)0.2%of the transaction

Check Services

Official Checks [14]$12
per item
Stop Payment Order$32
per item
Counter Checks (Consumer-4/page; Business-3/page)$3
Not compared: Charged per page; comparison unavailable
per page
Government check cashing (non-deposit customers) [11]$5
per item

Digital & Electronic

ACH Return/Correction Notice Fee (audience not stated, treated as personal)$5
Same Day Online Bill Pay (audience not stated, treated as personal)$10
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Night Depository Key Replacement$10

Account Services

Notary (per signature, per document) [13] [14]$5
per item
Late Payment Fee (audience not stated, treated as personal)$5
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$200
per year
Safe Deposit Box 15 x 15 (audience not stated, treated as personal)$265
per year
Safe Deposit Box 2 x 5 (audience not stated, treated as personal)$35
per year
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$90
per year
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$50
per year
Safe Deposit Box 4 x 10 (audience not stated, treated as personal)$110
per year
Safe Deposit Box 4 x 5 (audience not stated, treated as personal)$60
per year
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$125
per year
Safe Deposit Box 5 x 15 (audience not stated, treated as personal)$130
per year
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)$75
per year
Safe Deposit Box 6 x 10 (audience not stated, treated as personal)$135
per year
Safe Deposit Box 9 x 10 (audience not stated, treated as personal)$155
per year
Garnishment$95
per item
Tax Levy$50
per item
Audit Confirmation Fee$15
per item

Retirement & IRA

IRA Transfer Fee (Service Charge)$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Exceptional Checking Monthly service charge	$20	per month	None
Value Checking / Value Plus / Shaka Checking Monthly service charge	$5	per month	None
Dormant Account (Service Charge) [5]	$10	per month	None
Escheat Fee	$55	Not stated	None
Check Transaction (Processing) Fee - Shaka Checking	$2	per item	None
Statement Reconciliation, Research or Special Request with a minimum one-hour charge	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Items Paid Against Insufficient Funds	$32	per item	None
Overdraft fee	$32	per item	None
Items Returned Unpaid Due to Insufficient Funds	$32	per item	None
Savings Overdraft Protection Transfer Fee	$12.50	Not stated	None
ATM & Card
Domestic ATM Cash Withdrawals	$3	per item	None
International ATM Cash Withdrawals [2]	$5	per item	None
Card Replacement Fee	$20	Not stated	None
Card Rush Delivery: Domestic Destination	$50	per item	None
Cross Border Assessment	0.9%of the transaction	Not stated	None
Currency Conversion Assessment (audience not stated, treated as personal)	0.2%of the transaction	Not stated	None
Check Services
Official Checks [14]	$12	per item	None
Stop Payment Order	$32	per item	None
Counter Checks (Consumer-4/page; Business-3/page)	$3Not compared: Charged per page; comparison unavailable	per page	None
Government check cashing (non-deposit customers) [11]	$5	per item	None
Digital & Electronic
ACH Return/Correction Notice Fee (audience not stated, treated as personal)	$5	Not stated	None
Same Day Online Bill Pay (audience not stated, treated as personal)	$10Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Night Depository Key Replacement	$10	Not stated	None
Account Services
Notary (per signature, per document) [13] [14]	$5	per item	None
Late Payment Fee (audience not stated, treated as personal)	$5Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$200	per year	None
Safe Deposit Box 15 x 15 (audience not stated, treated as personal)	$265	per year	None
Safe Deposit Box 2 x 5 (audience not stated, treated as personal)	$35	per year	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$90	per year	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box 4 x 10 (audience not stated, treated as personal)	$110	per year	None
Safe Deposit Box 4 x 5 (audience not stated, treated as personal)	$60	per year	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$125	per year	None
Safe Deposit Box 5 x 15 (audience not stated, treated as personal)	$130	per year	None
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)	$75	per year	None
Safe Deposit Box 6 x 10 (audience not stated, treated as personal)	$135	per year	None
Safe Deposit Box 9 x 10 (audience not stated, treated as personal)	$155	per year	None
Garnishment	$95	per item	None
Tax Levy	$50	per item	None
Audit Confirmation Fee	$15	per item	None
Retirement & IRA
IRA Transfer Fee (Service Charge)	$50	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Value Checking / Value Plus / Shaka Checking Monthly service charge$5
per month
Dormant Account (Service Charge) [5]$10
per month
Escheat Fee$55
Check Transaction (Processing) Fee - Shaka Checking$2
per item
Statement Reconciliation, Research or Special Request with a minimum one-hour charge$35
Not compared: Charged per hour; comparison unavailable
per hour
Wire Research Fee$35
per item

Overdraft & NSF

Items Paid Against Insufficient Funds$32
per item
Overdraft fee$32
per item
Items Returned Unpaid Due to Insufficient Funds$32
per item
Savings Overdraft Protection Transfer Fee$12.50

ATM & Card

Domestic ATM Cash Withdrawals$3
per item
International ATM Cash Withdrawals [2]$5
per item
Card Replacement Fee$20
Card Rush Delivery: Domestic Destination$50
per item
Cross Border Assessment0.9%of the transaction

Wire Transfers

Outgoing Wire Transfer [23] (OUTGOING WIRE FEE): Domestic: or less$40
per item
Wire Transfer (Domestic In)$12
per item

Check Services

Official Checks [14]$12
per item
Stop Payment Order$32
per item
Counter Checks (Consumer-4/page; Business-3/page)$3
Not compared: Charged per page; comparison unavailable
per page
Government check cashing (non-deposit customers) [11]$5
per item

Cash & Deposit

Night Depository Key Replacement$10

Account Services

Notary (per signature, per document) [13] [14]$5
per item
Garnishment$95
per item
Tax Levy$50
per item
Audit Confirmation Fee$15
per item

Retirement & IRA

IRA Transfer Fee (Service Charge)$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Value Checking / Value Plus / Shaka Checking Monthly service charge	$5	per month	None
Dormant Account (Service Charge) [5]	$10	per month	None
Escheat Fee	$55	Not stated	None
Check Transaction (Processing) Fee - Shaka Checking	$2	per item	None
Statement Reconciliation, Research or Special Request with a minimum one-hour charge	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Wire Research Fee	$35	per item	None
Overdraft & NSF
Items Paid Against Insufficient Funds	$32	per item	None
Overdraft fee	$32	per item	None
Items Returned Unpaid Due to Insufficient Funds	$32	per item	None
Savings Overdraft Protection Transfer Fee	$12.50	Not stated	None
ATM & Card
Domestic ATM Cash Withdrawals	$3	per item	None
International ATM Cash Withdrawals [2]	$5	per item	None
Card Replacement Fee	$20	Not stated	None
Card Rush Delivery: Domestic Destination	$50	per item	None
Cross Border Assessment	0.9%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer [23] (OUTGOING WIRE FEE): Domestic: or less	$40	per item	None
Wire Transfer (Domestic In)	$12	per item	None
Check Services
Official Checks [14]	$12	per item	None
Stop Payment Order	$32	per item	None
Counter Checks (Consumer-4/page; Business-3/page)	$3Not compared: Charged per page; comparison unavailable	per page	None
Government check cashing (non-deposit customers) [11]	$5	per item	None
Cash & Deposit
Night Depository Key Replacement	$10	Not stated	None
Account Services
Notary (per signature, per document) [13] [14]	$5	per item	None
Garnishment	$95	per item	None
Tax Levy	$50	per item	None
Audit Confirmation Fee	$15	per item	None
Retirement & IRA
IRA Transfer Fee (Service Charge)	$50	per item	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Central Pacific Bank's cashier's check changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
Central Pacific Bank: $5 to $20
Central Pacific Bank: $5 to $20
U.S. median: no median
Overdraft (OD)
Central Pacific Bank: $32
Central Pacific Bank: $32
U.S. median: no median
NSF / Returned Item
Central Pacific Bank: $32
Central Pacific Bank: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Central Pacific Bank’s own schedules, with a source for each figure.

Account Maintenance

Exceptional Checking Monthly service charge$20
per month
Value Checking / Value Plus / Shaka Checking Monthly service charge$5
per month
Dormant Account (Service Charge) [5]$10
per month
Escheat Fee$55
Check Transaction (Processing) Fee - Shaka Checking$2
per item
Statement Reconciliation, Research or Special Request with a minimum one-hour charge$35
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Items Paid Against Insufficient Funds$32
per item
Overdraft fee$32
per item
Items Returned Unpaid Due to Insufficient Funds$32
per item
Savings Overdraft Protection Transfer Fee$12.50

ATM & Card

Domestic ATM Cash Withdrawals$3
per item
International ATM Cash Withdrawals [2]$5
per item
Card Replacement Fee$20
Card Rush Delivery: Domestic Destination$50
per item
Cross Border Assessment0.9%of the transaction
Currency Conversion Assessment (audience not stated, treated as personal)0.2%of the transaction

Check Services

Official Checks [14]$12
per item
Stop Payment Order$32
per item
Counter Checks (Consumer-4/page; Business-3/page)$3
Not compared: Charged per page; comparison unavailable
per page
Government check cashing (non-deposit customers) [11]$5
per item

Digital & Electronic

ACH Return/Correction Notice Fee (audience not stated, treated as personal)$5
Same Day Online Bill Pay (audience not stated, treated as personal)$10
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Night Depository Key Replacement$10

Account Services

Notary (per signature, per document) [13] [14]$5
per item
Late Payment Fee (audience not stated, treated as personal)$5
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$200
per year
Safe Deposit Box 15 x 15 (audience not stated, treated as personal)$265
per year
Safe Deposit Box 2 x 5 (audience not stated, treated as personal)$35
per year
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$90
per year
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$50
per year
Safe Deposit Box 4 x 10 (audience not stated, treated as personal)$110
per year
Safe Deposit Box 4 x 5 (audience not stated, treated as personal)$60
per year
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$125
per year
Safe Deposit Box 5 x 15 (audience not stated, treated as personal)$130
per year
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)$75
per year
Safe Deposit Box 6 x 10 (audience not stated, treated as personal)$135
per year
Safe Deposit Box 9 x 10 (audience not stated, treated as personal)$155
per year
Garnishment$95
per item
Tax Levy$50
per item
Audit Confirmation Fee$15
per item

Retirement & IRA

IRA Transfer Fee (Service Charge)$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Exceptional Checking Monthly service charge	$20	per month	None
Value Checking / Value Plus / Shaka Checking Monthly service charge	$5	per month	None
Dormant Account (Service Charge) [5]	$10	per month	None
Escheat Fee	$55	Not stated	None
Check Transaction (Processing) Fee - Shaka Checking	$2	per item	None
Statement Reconciliation, Research or Special Request with a minimum one-hour charge	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Items Paid Against Insufficient Funds	$32	per item	None
Overdraft fee	$32	per item	None
Items Returned Unpaid Due to Insufficient Funds	$32	per item	None
Savings Overdraft Protection Transfer Fee	$12.50	Not stated	None
ATM & Card
Domestic ATM Cash Withdrawals	$3	per item	None
International ATM Cash Withdrawals [2]	$5	per item	None
Card Replacement Fee	$20	Not stated	None
Card Rush Delivery: Domestic Destination	$50	per item	None
Cross Border Assessment	0.9%of the transaction	Not stated	None
Currency Conversion Assessment (audience not stated, treated as personal)	0.2%of the transaction	Not stated	None
Check Services
Official Checks [14]	$12	per item	None
Stop Payment Order	$32	per item	None
Counter Checks (Consumer-4/page; Business-3/page)	$3Not compared: Charged per page; comparison unavailable	per page	None
Government check cashing (non-deposit customers) [11]	$5	per item	None
Digital & Electronic
ACH Return/Correction Notice Fee (audience not stated, treated as personal)	$5	Not stated	None
Same Day Online Bill Pay (audience not stated, treated as personal)	$10Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Night Depository Key Replacement	$10	Not stated	None
Account Services
Notary (per signature, per document) [13] [14]	$5	per item	None
Late Payment Fee (audience not stated, treated as personal)	$5Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$200	per year	None
Safe Deposit Box 15 x 15 (audience not stated, treated as personal)	$265	per year	None
Safe Deposit Box 2 x 5 (audience not stated, treated as personal)	$35	per year	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$90	per year	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box 4 x 10 (audience not stated, treated as personal)	$110	per year	None
Safe Deposit Box 4 x 5 (audience not stated, treated as personal)	$60	per year	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$125	per year	None
Safe Deposit Box 5 x 15 (audience not stated, treated as personal)	$130	per year	None
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)	$75	per year	None
Safe Deposit Box 6 x 10 (audience not stated, treated as personal)	$135	per year	None
Safe Deposit Box 9 x 10 (audience not stated, treated as personal)	$155	per year	None
Garnishment	$95	per item	None
Tax Levy	$50	per item	None
Audit Confirmation Fee	$15	per item	None
Retirement & IRA
IRA Transfer Fee (Service Charge)	$50	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Value Checking / Value Plus / Shaka Checking Monthly service charge$5
per month
Dormant Account (Service Charge) [5]$10
per month
Escheat Fee$55
Check Transaction (Processing) Fee - Shaka Checking$2
per item
Statement Reconciliation, Research or Special Request with a minimum one-hour charge$35
Not compared: Charged per hour; comparison unavailable
per hour
Wire Research Fee$35
per item

Overdraft & NSF

Items Paid Against Insufficient Funds$32
per item
Overdraft fee$32
per item
Items Returned Unpaid Due to Insufficient Funds$32
per item
Savings Overdraft Protection Transfer Fee$12.50

ATM & Card

Domestic ATM Cash Withdrawals$3
per item
International ATM Cash Withdrawals [2]$5
per item
Card Replacement Fee$20
Card Rush Delivery: Domestic Destination$50
per item
Cross Border Assessment0.9%of the transaction

Wire Transfers

Outgoing Wire Transfer [23] (OUTGOING WIRE FEE): Domestic: or less$40
per item
Wire Transfer (Domestic In)$12
per item

Check Services

Official Checks [14]$12
per item
Stop Payment Order$32
per item
Counter Checks (Consumer-4/page; Business-3/page)$3
Not compared: Charged per page; comparison unavailable
per page
Government check cashing (non-deposit customers) [11]$5
per item

Cash & Deposit

Night Depository Key Replacement$10

Account Services

Notary (per signature, per document) [13] [14]$5
per item
Garnishment$95
per item
Tax Levy$50
per item
Audit Confirmation Fee$15
per item

Retirement & IRA

IRA Transfer Fee (Service Charge)$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Value Checking / Value Plus / Shaka Checking Monthly service charge	$5	per month	None
Dormant Account (Service Charge) [5]	$10	per month	None
Escheat Fee	$55	Not stated	None
Check Transaction (Processing) Fee - Shaka Checking	$2	per item	None
Statement Reconciliation, Research or Special Request with a minimum one-hour charge	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Wire Research Fee	$35	per item	None
Overdraft & NSF
Items Paid Against Insufficient Funds	$32	per item	None
Overdraft fee	$32	per item	None
Items Returned Unpaid Due to Insufficient Funds	$32	per item	None
Savings Overdraft Protection Transfer Fee	$12.50	Not stated	None
ATM & Card
Domestic ATM Cash Withdrawals	$3	per item	None
International ATM Cash Withdrawals [2]	$5	per item	None
Card Replacement Fee	$20	Not stated	None
Card Rush Delivery: Domestic Destination	$50	per item	None
Cross Border Assessment	0.9%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer [23] (OUTGOING WIRE FEE): Domestic: or less	$40	per item	None
Wire Transfer (Domestic In)	$12	per item	None
Check Services
Official Checks [14]	$12	per item	None
Stop Payment Order	$32	per item	None
Counter Checks (Consumer-4/page; Business-3/page)	$3Not compared: Charged per page; comparison unavailable	per page	None
Government check cashing (non-deposit customers) [11]	$5	per item	None
Cash & Deposit
Night Depository Key Replacement	$10	Not stated	None
Account Services
Notary (per signature, per document) [13] [14]	$5	per item	None
Garnishment	$95	per item	None
Tax Levy	$50	per item	None
Audit Confirmation Fee	$15	per item	None
Retirement & IRA
IRA Transfer Fee (Service Charge)	$50	per item	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.