Ascendia Bank

Headquarters: Glen Rock, New Jersey
Charter: Bank
Assets: $395.3M
Fed district: New York

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 22, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
NJ Consumer Checking
Ascendia Bank: $3
Ascendia Bank: $3
U.S. median: no median
Overdraft (OD)
Ascendia Bank: $35
Ascendia Bank: $35
U.S. median: no median
NSF / Returned Item
Ascendia Bank: $35
Ascendia Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ascendia Bank’s own schedules, with a source for each figure.

Account Maintenance

NJ Consumer Checking Monthly maintenance fee$3
per month
Dormant Checking (monthly after 12 months of inactivity)$5
per month

Overdraft & NSF

Overdrafts (paid)$35
NSF (returned)$35

Wire Transfers

Outgoing Domestic Wire$25

Check Services

Certified Check$5
Teller Check$4
Stop Payment$15

Cash & Deposit

Return Deposited Item$20

Fee	Amount	Basis	Note
Account Maintenance
NJ Consumer Checking Monthly maintenance fee	$3	per month	None
Dormant Checking (monthly after 12 months of inactivity)	$5	per month	None
Overdraft & NSF
Overdrafts (paid)	$35	Not stated	None
NSF (returned)	$35	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$25	Not stated	None
Check Services
Certified Check	$5	Not stated	None
Teller Check	$4	Not stated	None
Stop Payment	$15	Not stated	None
Cash & Deposit
Return Deposited Item	$20	Not stated	None

Account Maintenance

Dormant Checking (monthly after 12 months of inactivity)$5
per month

Overdraft & NSF

NSF (returned)$35

Wire Transfers

Outgoing Domestic Wire$25

Check Services

Certified Check$5
Teller Check$4
Stop Payment$15

Cash & Deposit

Return Deposited Item$20

Fee	Amount	Basis	Note
Account Maintenance
Dormant Checking (monthly after 12 months of inactivity)	$5	per month	None
Overdraft & NSF
NSF (returned)	$35	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$25	Not stated	None
Check Services
Certified Check	$5	Not stated	None
Teller Check	$4	Not stated	None
Stop Payment	$15	Not stated	None
Cash & Deposit
Return Deposited Item	$20	Not stated	None

Correct a fee source

Oct 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
NJ Consumer Checking
Ascendia Bank: $3
Ascendia Bank: $3
U.S. median: no median
Overdraft (OD)
Ascendia Bank: $35
Ascendia Bank: $35
U.S. median: no median
NSF / Returned Item
Ascendia Bank: $35
Ascendia Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Ascendia Bank’s own schedules, with a source for each figure.

Account Maintenance

NJ Consumer Checking Monthly maintenance fee$3
per month
Dormant Checking (monthly after 12 months of inactivity)$5
per month

Overdraft & NSF

Overdrafts (paid)$35
NSF (returned)$35

Wire Transfers

Outgoing Domestic Wire$25

Check Services

Certified Check$5
Teller Check$4
Stop Payment$15

Cash & Deposit

Return Deposited Item$20

Fee	Amount	Basis	Note
Account Maintenance
NJ Consumer Checking Monthly maintenance fee	$3	per month	None
Dormant Checking (monthly after 12 months of inactivity)	$5	per month	None
Overdraft & NSF
Overdrafts (paid)	$35	Not stated	None
NSF (returned)	$35	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$25	Not stated	None
Check Services
Certified Check	$5	Not stated	None
Teller Check	$4	Not stated	None
Stop Payment	$15	Not stated	None
Cash & Deposit
Return Deposited Item	$20	Not stated	None

Account Maintenance

Dormant Checking (monthly after 12 months of inactivity)$5
per month

Overdraft & NSF

NSF (returned)$35

Wire Transfers

Outgoing Domestic Wire$25

Check Services

Certified Check$5
Teller Check$4
Stop Payment$15

Cash & Deposit

Return Deposited Item$20

Fee	Amount	Basis	Note
Account Maintenance
Dormant Checking (monthly after 12 months of inactivity)	$5	per month	None
Overdraft & NSF
NSF (returned)	$35	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$25	Not stated	None
Check Services
Certified Check	$5	Not stated	None
Teller Check	$4	Not stated	None
Stop Payment	$15	Not stated	None
Cash & Deposit
Return Deposited Item	$20	Not stated	None

Correct a fee source

Oct 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.