Kearny Bank

Headquarters: Kearny, New Jersey
Charter: Bank
Assets: $7.7B
Fed district: New York

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Kearny Bank: $3 to $5.95
Kearny Bank: $3 to $5.95
U.S. median: no median
Overdraft (OD)
Kearny Bank: $36
Kearny Bank: $36
U.S. median: no median
NSF / Returned Item
Kearny Bank: $36
Kearny Bank: $36
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Kearny Bank’s own schedules, with a source for each figure.

Account Maintenance

Checking – After 1 Year Monthly service charge$5
per month
Maintenance fee$3
per month
Rewards Checking Monthly Service Fee$5.95
per month
Advantage Money Market Minimum Balance Fee$10
Private Client Elite Checking Minimum Balance Fee$35
Relationship Money Market Minimum Balance Fee$20
Special Money Market Minimum Balance Fee$3
If account is closed within one (1) year of account opening$15
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable Statement/Bad Address$20
Not compared: One-time charge, not monthly
one time

Overdraft & NSF

Overdraft Item Fee$36
per item
Non-Sufficient Funds Fee (NSF)$36
per item

ATM & Card

Foreign ATM Fee (Non-Kearny Bank)$1
ATM/Debit Card Currency Conversion (CCA Fee) (% of transaction amount)0.2%of the transaction
Debit Card Cross Border (CBA Fee) (% of transaction amount)0.9%of the transaction

Wire Transfers

Domestic Wires: Outgoing$30
Domestic Wires: Incoming$15
International Wires: Outgoing$50
International Wires: Incoming$15

Check Services

Cashier’s Check – Clients Only$10
Money Order – Clients Only$6
Stop Payment (per order): All Accounts$30
per item
Counter ChecksNo charge

Account Services

Safe Deposit Drilling$150
Not compared: Box drilling or key fee
Safe Deposit Lost Key$25
Not compared: Box drilling or key fee
Levy and Lien Processing$150

Retirement & IRA

IRA Transfer Fee (Trustee to Trustee per account)$40

Fee	Amount	Basis	Note
Account Maintenance
Checking – After 1 Year Monthly service charge	$5	per month	None
Maintenance fee	$3	per month	None
Rewards Checking Monthly Service Fee	$5.95	per month	None
Advantage Money Market Minimum Balance Fee	$10	Not stated	None
Private Client Elite Checking Minimum Balance Fee	$35	Not stated	None
Relationship Money Market Minimum Balance Fee	$20	Not stated	None
Special Money Market Minimum Balance Fee	$3	Not stated	None
If account is closed within one (1) year of account opening	$15	Not stated	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable Statement/Bad Address	$20Not compared: One-time charge, not monthly	one time	None
Overdraft & NSF
Overdraft Item Fee	$36	per item	None
Non-Sufficient Funds Fee (NSF)	$36	per item	None
ATM & Card
Foreign ATM Fee (Non-Kearny Bank)	$1	Not stated	None
ATM/Debit Card Currency Conversion (CCA Fee) (% of transaction amount)	0.2%of the transaction	Not stated	None
Debit Card Cross Border (CBA Fee) (% of transaction amount)	0.9%of the transaction	Not stated	None
Wire Transfers
Domestic Wires: Outgoing	$30	Not stated	None
Domestic Wires: Incoming	$15	Not stated	None
International Wires: Outgoing	$50	Not stated	None
International Wires: Incoming	$15	Not stated	None
Check Services
Cashier’s Check – Clients Only	$10	Not stated	None
Money Order – Clients Only	$6	Not stated	None
Stop Payment (per order): All Accounts	$30	per item	None
Counter Checks	No charge	Not stated	None
Account Services
Safe Deposit Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Levy and Lien Processing	$150	Not stated	None
Retirement & IRA
IRA Transfer Fee (Trustee to Trustee per account)	$40	Not stated	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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