17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $8.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Arundel Federal Savings Bank’s own schedules, with a source for each figure.
per month
per month
per month
per hour · Reconciliation/Research – Hourly (minimum 1 Hour) | $ 25.00
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge - Basic | $5 | per month | None |
| Monthly Service Charge - Choice | $12 | per month | None |
| Savings (if balances falls below minimum) (Balance Requirement Fee) | $5 | per month | None |
| Early Closure/Account Fee (accounts open less than 90-days) | $15 | Not stated | None |
| Reconciliation/Research – Hourly (minimum 1 Hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | Reconciliation/Research – Hourly (minimum 1 Hour) | $ 25.00 |
Overdraft & NSF | |||
| Insufficient and/or Uncollected Funds (OD/NSF CHG) | $35 | Not stated | None |
| Insufficient and/or Uncollected Funds (OD/NSF CHG) | $35 | Not stated | None |
ATM & Card | |||
| ATM Transactions at Non-AB or SUM® Network ATMs (ATM WD Fee) (ATM Owner surcharge fee may also apply) | $1.75 | Not stated | None |
| ATM/Debit Card Replacement | $7.50 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Fee – Domestic | $20 | Not stated | None |
| Incoming Wire Fee – Domestic | $15 | Not stated | None |
Check Services | |||
| Cashier's Check | $10 | Not stated | None |
| Money Orders | $1.75 | Not stated | None |
| Stop Payment Fee | $30 | Not stated | None |
| Photocopy of Paid Checks (per copy if over the 3 free per month) | $1 | per item | None |
| Photocopy of Statement (Without check images) | $5 | Not stated | None |
Digital & Electronic | |||
| ACH Origination - monthly fee | $25Not compared: Monthly charge, not per item | per month | None |
Cash & Deposit | |||
| Loose Coin Processing (Glen Burnie) | 10% | Not stated | None |
| Returned Deposited Items (Chargeback Fee) | $25 | Not stated | None |
Account Services | |||
| Safe Deposit Key Replacement – 1 Key (2 Keys or cost of Box Drilling - quoted) | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Rental - 10x10 box | $140 | Not stated | None |
| Safe Deposit Rental - 2x5 box | $15 | Not stated | None |
| Safe Deposit Rental - 3x10 box | $55 | Not stated | None |
| Safe Deposit Rental - 3x5 box | $20 | Not stated | None |
| Safe Deposit Rental - 5x10 box | $70 | Not stated | None |
| Safe Deposit Rental - 5x5 box | $45 | Not stated | None |
| Attachments/Tax Levies/Garnishments | $75 | Not stated | None |
Other Fees | |||
| Photocopies - per page | $0.25 | per item | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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