Petefish, Skiles & Co.

For stopping preauthorized payments - amount specified in separate fee schedule

Fee charged by ATM operator or network when using an ATM not owned by the bank (may be charged for balance inquiry even if no transfer is completed)

Fee charged by ATM operator or network when using an ATM not owned by the bank (may be charged for balance inquiry even if no transfer is completed)

Charged per transaction at ATMs the bank does not own or operate for deposits, withdrawals, transfers, and balance inquiries

Charged per transaction at ATMs the bank does not own or operate for deposits, withdrawals, transfers, and balance inquiries

For anyone that does not have an account with us who is cashing a check, draft or other instrument written on your account

Withdrawals from a time account prior to maturity or prior to any notice period may be subject to penalty. See separately provided notice of penalty for early withdrawal.

Charged when an item or transaction is presented for payment in an amount that exceeds the account balance and we decide not to pay the item. May be charged multiple times if the same payment is presented multiple times.

Charged when we honor withdrawal requests that overdraw your account. Amount not specified in this chunk.

When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer)