American Savings Bank, National Association

Headquarters: Honolulu, Hawaii
Charter: Bank
Assets: $9.0B
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
American Savings Bank, National Association: $0 to $25
American Savings Bank, National Association: $0 to $25
U.S. median: no median
Overdraft (OD)
American Savings Bank, National Association: $30
American Savings Bank, National Association: $30
U.S. median: no median
Wire Transfer (Domestic Out)
American Savings Bank, National Association: $35
American Savings Bank, National Association: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from American Savings Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

Kalo Deluxe Monthly Service Fee (audience not stated, treated as personal)$25
per month
Kalo Plus monthly service fee$15
per month
Minimum Balance for No Monthly Service FeeNo charge
per month
Monthly Service Fee (audience not stated, treated as personal)$15
per month · Waived with $2,500 in direct deposits; or 10 point-of-sale debit card transactions per statement period; or combined personal monthly average deposit balance and outstanding loan balance of $10,000 or more
Monthly Service Fee (audience not stated, treated as personal)$25
per month · Waived with $5,000 in direct deposits or combined personal monthly average deposit balance and outstanding loan balance of $30,000 or more
Monthly Service Fee (audience not stated, treated as personal)$5
per month · Waived with $1,000 in direct deposits or enrollment in eStatements
Monthly Service Fee if Balance Falls Below the Minimum Daily Balance$4.50
per month
Monthly Service Fee if Balance Falls Below the Minimum Daily Balance or the Monthly Average Balance$10
per month
Monthly Service Fee if Balance Falls Below the Minimum Monthly Average Balance$5
per month
Monthly Service Fee if minimum balance or direct deposit requirements are not met$25
per month
Balance Falls Below the Minimum Daily Balance$4.50
per month
Account Closed Within 180 Days of Opening for all other accounts$40
Account Closed Within 180 Days of Opening for Kalo Plus and Kalo Deluxe Checking$75
Abandoned Account Handling Fee$55
Dormant Account Fee$10
per month
Research Fee$55
Not compared: Charged per hour; comparison unavailable
per hour
Research Fee$35
Not compared: Charged per hour; comparison unavailable
per hour
Statement Reconciliation Service$35
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail Fee (per account)$5
per month

Overdraft & NSF

Overdraft Fee$30
per item
Savings Overdraft Transfer Fee$5
Not compared: Daily charge, not per item
per day
Savings Overdraft Transfer Fee$10
Not compared: Daily charge, not per item
per day

Wire Transfers

Outgoing Wire Transfer Cancellation Fee$35
per item
Incoming Wire Transfer Fee$13
per item

Check Services

Cashier’s Check$12
per item
Stop Payment Fee$30
per item
Temporary Checks printed in-branch for checking and money market accounts$3
Not compared: Charged per page; comparison unavailable
per page
Foreign Item Deposit$2.50
per item
Incoming Collection Fee: Domestic$25
per item
Outgoing Collection Fee: Foreign$100
per item
Image of Deposit Items Fee (check images for checking accounts only)$5
Not compared: Monthly charge, not per item
per month

Account Services

Notary Fee$5
per item
Attachment/Garnishment/Warrant$95
Not compared: Charged per document; comparison unavailable
per document
Child Support Levies$50
Not compared: Charged per document; comparison unavailable
per document
IRS and State of Hawaii Levies$55
Not compared: Charged per document; comparison unavailable
per document
Letter of Verification/Verification of Deposit$20
per item

Other Fees

Duplicate retirement statement or annual form (1099-R, 1099-Q, 5498 or 5498-ESA)$5
per item
Photocopy Fee$1.50
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Kalo Deluxe Monthly Service Fee (audience not stated, treated as personal)	$25	per month	None
Kalo Plus monthly service fee	$15	per month	None
Minimum Balance for No Monthly Service Fee	No charge	per month	None
Monthly Service Fee (audience not stated, treated as personal)	$15	per month	Waived with $2,500 in direct deposits; or 10 point-of-sale debit card transactions per statement period; or combined personal monthly average deposit balance and outstanding loan balance of $10,000 or more
Monthly Service Fee (audience not stated, treated as personal)	$25	per month	Waived with $5,000 in direct deposits or combined personal monthly average deposit balance and outstanding loan balance of $30,000 or more
Monthly Service Fee (audience not stated, treated as personal)	$5	per month	Waived with $1,000 in direct deposits or enrollment in eStatements
Monthly Service Fee if Balance Falls Below the Minimum Daily Balance	$4.50	per month	None
Monthly Service Fee if Balance Falls Below the Minimum Daily Balance or the Monthly Average Balance	$10	per month	None
Monthly Service Fee if Balance Falls Below the Minimum Monthly Average Balance	$5	per month	None
Monthly Service Fee if minimum balance or direct deposit requirements are not met	$25	per month	None
Balance Falls Below the Minimum Daily Balance	$4.50	per month	None
Account Closed Within 180 Days of Opening for all other accounts	$40	Not stated	None
Account Closed Within 180 Days of Opening for Kalo Plus and Kalo Deluxe Checking	$75	Not stated	None
Abandoned Account Handling Fee	$55	Not stated	None
Dormant Account Fee	$10	per month	None
Research Fee	$55Not compared: Charged per hour; comparison unavailable	per hour	None
Research Fee	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Reconciliation Service	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail Fee (per account)	$5	per month	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
Savings Overdraft Transfer Fee	$5Not compared: Daily charge, not per item	per day	None
Savings Overdraft Transfer Fee	$10Not compared: Daily charge, not per item	per day	None
Wire Transfers
Outgoing Wire Transfer Cancellation Fee	$35	per item	None
Incoming Wire Transfer Fee	$13	per item	None
Check Services
Cashier’s Check	$12	per item	None
Stop Payment Fee	$30	per item	None
Temporary Checks printed in-branch for checking and money market accounts	$3Not compared: Charged per page; comparison unavailable	per page	None
Foreign Item Deposit	$2.50	per item	None
Incoming Collection Fee: Domestic	$25	per item	None
Outgoing Collection Fee: Foreign	$100	per item	None
Image of Deposit Items Fee (check images for checking accounts only)	$5Not compared: Monthly charge, not per item	per month	None
Account Services
Notary Fee	$5	per item	None
Attachment/Garnishment/Warrant	$95Not compared: Charged per document; comparison unavailable	per document	None
Child Support Levies	$50Not compared: Charged per document; comparison unavailable	per document	None
IRS and State of Hawaii Levies	$55Not compared: Charged per document; comparison unavailable	per document	None
Letter of Verification/Verification of Deposit	$20	per item	None
Other Fees
Duplicate retirement statement or annual form (1099-R, 1099-Q, 5498 or 5498-ESA)	$5	per item	None
Photocopy Fee	$1.50Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when American Savings Bank, National Association's monthly maintenance changes in our data

We check once a day and send one email covering every change.