Compared with Hawaii
10 of 14
compared fees are above the median.
1 below, 3 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
93rd percentile; peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the Hawaii median
of 14 compared; 1 below, 3 about the same
See the feesFee schedule read Oct 17, 2026
Call-report figures are for American Savings Bank, National Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 869 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Hawaii median | Published fees above the Hawaii median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | American Savings Bank, National Association's published fee schedule; Bank Fee Index medians | Current schedule | Oct 17, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 6.0% of revenue, above the 2.2% median of 869 banks with $1B to $10B in assets (93rd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $5.9M in Q2 2026, 3.7% above the same quarter a year earlier ($5.7M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
10 of 14 compared published fees sit above the Hawaii median; 1 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Hawaii medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $12.50, the middle of its prices
Overdraft (OD)
Wire Transfer (Domestic Out)
Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 2.9% from Q3 2025 to Q2 2026, to $5.9M. Its share of revenue, 6.0%, is above the 2.2% median for banks with $1B to $10B in assets.
$5.9M
American Savings Bank, National AssociationMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 869 banks with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $0 to $25; we compare the midpoint.
American Savings Bank, National Association · $9B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| American Savings Bank, National Association(this institution) | Honolulu, HI | $9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| 1st Source Bank | South Bend, IN | $9.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Amalgamated Bank | New York, NY | $9.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| b1BANK | Baton Rouge, LA | $8.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Byline Bank | Chicago, IL | $9.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Capitol Federal Savings Bank | Topeka, KS | $9.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| CNB Bank | Clearfield, PA | $8.4B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First American Bank | Elk Grove Village, IL | $8.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Security Bank | Searcy, AR | $8.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Forbright Bank | Potomac, MD | $8.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Hanmi Bank | Los Angeles, CA | $8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Heritage Bank | Olympia, WA | $8.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| International Bank of Commerce | Laredo, TX | $10.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Liberty Bank | Middletown, CT | $9.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Origin Bank | Choudrant, LA | $10.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Peoples Bank | Marietta, OH | $9.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pinnacle Bank | Lincoln, NE | $9.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Principal Bank | Des Moines, IA | $9.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| RBC Bank, (Georgia) National Association | Atlanta, GA | $9.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| S&T Bank | Indiana, PA | $9.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Salem Five Cents Savings Bank | Salem, MA | $8.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Southside Bank | Tyler, TX | $8.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Tompkins Community Bank | Ithaca, NY | $8.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Tri Counties Bank | Chico, CA | $9.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wells Fargo National Bank West | Las Vegas, NV | $8.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Woodforest National Bank | The Woodlands, TX | $9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 19 publish this fee(monthly maintenance)
6 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $12.50, the middle of its eight prices, against a peer median of $9.95 among 19 publishing peers.
Its eight checking prices are $0, $4.50, $5, $5, $10, $15, $15 and $25.
$12.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.
Call reports for American Savings Bank, National Association (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $5.9M | +$215K | +3.8% |
| Q1 2026 | $5.7M | −$522K | −8.4% |
| Q4 2025 | $6.2M | +$131K | +2.2% |
| Q3 2025 | $6.1M | +$385K | +6.8% |
| Q2 2025 | $5.7M | −$62K | −1.1% |
| Q1 2025 | $5.8M | −$428K | −6.9% |
| Q4 2024 | $6.2M | +$83K | +1.4% |
| Q3 2024 | $6.1M | +$474K | +8.4% |
Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 869 reported a share above 0% and are counted, American Savings Bank, National Association left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to American Savings Bank, National Association by share.
Amounts from American Savings Bank, National Association’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month · Waived with $2,500 in direct deposits; or 10 point-of-sale debit card transactions per statement period; or combined personal monthly average deposit balance and outstanding loan balance of $10,000 or more
per month · Waived with $5,000 in direct deposits or combined personal monthly average deposit balance and outstanding loan balance of $30,000 or more
per month · Waived with $1,000 in direct deposits or enrollment in eStatements
per month
per month
per month
per month
per month
per month
per hour
per hour
per hour
per month
per item
per item
per page
per item
per item
per item
per month
per item
per document
per document
per document
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Kalo Deluxe Monthly Service Fee (audience not stated, treated as personal) | $25Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Kalo Plus monthly service fee | $15Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Minimum Balance for No Monthly Service Fee | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service Fee (audience not stated, treated as personal) | $15Above the U.S. middle 50% ($5 to $10 nationally) | per month | Waived with $2,500 in direct deposits; or 10 point-of-sale debit card transactions per statement period; or combined personal monthly average deposit balance and outstanding loan balance of $10,000 or more |
| Monthly Service Fee (audience not stated, treated as personal) | $25Above the U.S. middle 50% ($5 to $10 nationally) | per month | Waived with $5,000 in direct deposits or combined personal monthly average deposit balance and outstanding loan balance of $30,000 or more |
| Monthly Service Fee (audience not stated, treated as personal) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | Waived with $1,000 in direct deposits or enrollment in eStatements |
| Monthly Service Fee if Balance Falls Below the Minimum Daily Balance | $4.50Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service Fee if Balance Falls Below the Minimum Daily Balance or the Monthly Average Balance | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service Fee if Balance Falls Below the Minimum Monthly Average Balance | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service Fee if minimum balance or direct deposit requirements are not met | $25Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Balance Falls Below the Minimum Daily Balance | $4.50Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Closed Within 180 Days of Opening for all other accounts | $40Above the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Account Closed Within 180 Days of Opening for Kalo Plus and Kalo Deluxe Checking | $75Above the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Abandoned Account Handling Fee | $55Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Dormant Account Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Research Fee | $55Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research Fee | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Statement Reconciliation Service | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail Fee (per account) | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Overdraft Fee | $30Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Savings Overdraft Transfer Fee | $5Not compared: Daily charge, not per item | per day | None |
| Savings Overdraft Transfer Fee | $10Not compared: Daily charge, not per item | per day | None |
Wire Transfers | |||
| Outgoing Wire Transfer Cancellation Fee | $35Above the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Incoming Wire Transfer Fee | $13Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Check Services | |||
| Cashier’s Check | $12Above the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Stop Payment Fee | $30Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Temporary Checks printed in-branch for checking and money market accounts | $3Not compared: Charged per page; comparison unavailable | per page | None |
| Foreign Item Deposit | $2.50Below the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| Incoming Collection Fee: Domestic | $25Inside the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| Outgoing Collection Fee: Foreign | $100Above the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| Image of Deposit Items Fee (check images for checking accounts only) | $5Not compared: Monthly charge, not per item | per month | None |
Account Services | |||
| Notary Fee | $5Inside the U.S. middle 50% ($0 to $5 nationally) | per item | None |
| Attachment/Garnishment/Warrant | $95Not compared: Charged per document; comparison unavailable | per document | None |
| Child Support Levies | $50Not compared: Charged per document; comparison unavailable | per document | None |
| IRS and State of Hawaii Levies | $55Not compared: Charged per document; comparison unavailable | per document | None |
| Letter of Verification/Verification of Deposit | $20Above the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Other Fees | |||
| Duplicate retirement statement or annual form (1099-R, 1099-Q, 5498 or 5498-ESA) | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Photocopy Fee | $1.50Not compared: Charged per page; comparison unavailable | per page | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where American Savings Bank, National Association operates, and what regulators and customers have on file.
Branch footprint
35 offices in 1 state, $8.2B in branch deposits (June 2026)
Each dot is one office.
26 of 35 branches on the map.
Largest markets by deposits
| 24 | $6.7B | |
| 6 | $859.1M | |
| Outside a metro area | 5 | $673.7M |
Urban Honolulu, HI
14.6% of bank deposits, #3 of 13, up 0.5 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| First Hawaiian Bank | 32.6% |
| Bank of Hawaii | 32% |
| Central Pacific Bank | 12.2% |
| Bank of Hope | 3.2% |
| Hawaii National Bank | 1.5% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Urban Honolulu, HI, American Savings Bank, National Association holds 14.6% of bank deposits, #3 of 13, with 24 offices.
238 offices of 38 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 13 institutions shown. $46.0B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 14.6% share, 24 offices, #3 of 13
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
99 offices of 27 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the OCC
The OCC has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the OCC, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.