20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Lumbee Guaranty Bank · $583M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Lumbee Guaranty Bank(this institution) | Pembroke, NC | $583M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bank of Holly Springs | Holly Springs, MS | $588M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Baraboo State Bank | Baraboo, WI | $570M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bay State Savings Bank | Worcester, MA | $580M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Cattlemens Bank | Altus, OK | $595M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens Bank Minnesota | New Ulm, MN | $596M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cottonport Bank | Cottonport, LA | $582M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Crest Savings Bank | Wildwood, NJ | $594M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cross Bank | Wynne, AR | $593M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| First Federal Savings and Loan Association of Lorain | Lorain, OH | $574M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First National Bank & Trust Company of McAlester | McAlester, OK | $580M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First United Bank and Trust Company | Madisonville, KY | $591M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| FNBC Bank & Trust | La Grange, IL | $582M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Gulf Capital Bank | Houston, TX | $596M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Hyperion Bank | Philadelphia, PA | $570M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Lee Bank | Lee, MA | $591M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Peoples National Bank of Kewanee | Kewanee, IL | $588M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pineland Bank | Alma, GA | $597M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| PremierBank | Fort Atkinson, WI | $584M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| PyraMax Bank, FSB | Greenfield, WI | $589M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Regional Missouri Bank | Marceline, MO | $597M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| SouthTrust Bank, N.A. | George West, TX | $579M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Falls City National Bank | Falls City, TX | $597M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank of Union | Union, MO | $578M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Washington Savings Bank | Effingham, IL | $585M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| WNB FINANCIAL, N.A. | Winona, MN | $584M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $6.50 among 11 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.
Monthly maintenance fee in dollars, one mark per institution
Lumbee Guaranty Bank does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.
Amounts from Lumbee Guaranty Bank’s own schedules, with a source for each figure.
per item
per year
per year
per statement · Copies Of Statement/Statement Printout $3/Statement
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure | $25 | Not stated | None |
| Dormant Account Fee | $3 | per month | None |
| Escheat Fee Per Remittance | $10 | Not stated | None |
| Customer Account Balancing Waive first time | $10 | Not stated | None |
Overdraft & NSF | |||
| Overdraft/Return Item Fee | $35 | Not stated | None |
| Overdraft/Return Item Fee | $35 | Not stated | None |
ATM & Card | |||
| Foreign ATM Withdrawal Fee | $2 | Not stated | None |
| ATM / Debit Card Replacement Fee | $3 | Not stated | None |
Check Services | |||
| Cashier Checks: Customer | $6 | Not stated | None |
| Money Orders: Customer | $3 | Not stated | None |
| Stop Payment: In Branch | $32 | Not stated | None |
| Stop Payment: In Branch | $32 | Not stated | None |
| Stop Payment: Online | $26 | Not stated | None |
| Counter Checks | $0.50 | Not stated | None |
| Check Images With Statement | $5 | Not stated | None |
| Check Images With Statement | $5 | Not stated | None |
Digital & Electronic | |||
| Bill Payment | No charge | Not stated | None |
Cash & Deposit | |||
| Chargebacks Per Item | $5 | per item | None |
Account Services | |||
| Notary Fees (Non-Customers) | $5 | Not stated | None |
| 3x10x24: Customer | $42 | Not stated | None |
| 3x10x24: Non-Customer | $57 | Not stated | None |
| 3x10x24**: Customer | $42 | Not stated | None |
| 3x10x24**: Non-Customer | $57 | Not stated | None |
| 3x5x24: Customer | $37 | per year | None |
| 3x5x24: Non-Customer | $42 | Not stated | None |
| 3x5x24**: Customer | $37 | per year | None |
| 3x5x24**: Non-Customer | $42 | Not stated | None |
| 5x10x24: Customer | $52 | Not stated | None |
| 5x10x24: Non-Customer | $67 | Not stated | None |
| 5x10x24**: Customer | $52 | Not stated | None |
| 5x10x24**: Non-Customer | $67 | Not stated | None |
| 7x10x24: Customer | $62 | Not stated | None |
| 7x10x24: Non-Customer | $82 | Not stated | None |
| 7x10x24**: Customer | $62 | Not stated | None |
| 7x10x24**: Non-Customer | $82 | Not stated | None |
| Levy / Garnishment | $75 | Not stated | None |
Lending Fees | |||
| Late Fee After 60 Days | $10 | Not stated | None |
| Late Fee After 90 Days | $15 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Cards | $3.50 | Not stated | None |
Other Fees | |||
| Copies Of Statement/Statement Printout | $3 | Not stated | None |
| Copies Of Statement/Statement Printout | $3Not compared: Charged per statement; comparison unavailable | per statement | Copies Of Statement/Statement Printout $3/Statement |
| Statement Copy | $3 | Not stated | None |
| Statement Print-out (2 free per month) | $1 | Not stated | None |
| Statement Print-out (2 free per month) | $1 | Not stated | None |
| Statement Research Copy | $1 | Not stated | None |
| Fee | Amount | Basis | Note |
|---|---|---|---|
Overdraft & NSF | |||
| Returned Items: Special Instructions (per account) | $10 | Not stated | None |
Check Services | |||
| Money Orders: Customer | $3 | Not stated | None |
| Money Orders: Customer | $3 | Not stated | None |
| In-House Stop Payment | $32 | Not stated | None |
| Online Stop Payment | $26 | Not stated | None |
| Stop Payment: In Branch | $32 | Not stated | None |
| Stop Payment: Online | $26 | Not stated | None |
| Check Images With Statement | $5 | Not stated | None |
Digital & Electronic | |||
| ACH Returned Item | $3 | Not stated | None |
| Online Bill Payment | No charge | Not stated | None |
Cash & Deposit | |||
| Pick-Up Charge Backs | $5 | Not stated | None |
| Night Depository Service (per drop) | $2 | Not stated | None |
Account Services | |||
| 3x10x24**: Customer | $42 | Not stated | None |
| 3x10x24**: Non-Customer | $57 | Not stated | None |
| 3x5x24**: Customer | $37 | per year | None |
| 3x5x24**: Non-Customer | $42 | Not stated | None |
| 5x10x24**: Customer | $52 | Not stated | None |
| 5x10x24**: Non-Customer | $67 | Not stated | None |
| 7x10x24**: Customer | $62 | Not stated | None |
| 7x10x24**: Non-Customer | $82 | Not stated | None |
| Levy / Garnishment | $75 | Not stated | None |
| Levy / Garnishment | $75 | Not stated | None |
Lending Fees | |||
| Late Fee After 60 Days | $10 | Not stated | None |
| Late Fee After 90 Days | $15 | Not stated | None |
Other Fees | |||
| Copies Of Statement/Statement Printout | $3Not compared: Charged per statement; comparison unavailable | per statement | Copies Of Statement/Statement Printout $3/Statement |
| Statement Copy | $3 | Not stated | None |
| Statement Print-out (2 free per month) | $1 | Not stated | None |
| Statement Research Copy | $1 | Not stated | None |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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