Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Palmetto State Bank

Hampton, South CarolinaBankRichmond Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closed Within 90 Days of Opening$15Within the typical range ($10–$25 nationally)

Account Research (per hour)$20

$2.50 above the national median$7.50 above the South Carolina median

Source

Overdraft & NSFVerified

Overdraft Charge (First assessed on the 6th business day overdrawn)$5Below the typical range ($25–$33 nationally)
$25 below the national median$26 below the South Carolina median
Source
NSF Fee Charge (Each Item Presented and Returned) Created by check ln-person withdrawal or other electronic means$30Within the typical range ($25–$32 nationally)
At the national median$0.50 below the South Carolina median
per item · Source

Check ServicesVerified

Cashier's Check (each)$7Above the typical range ($3–$6 nationally)
$2 above the national median$2 above the South Carolina median
per item · Source
Stop Payments (each)$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$5.50 below the South Carolina median
per item · Source

Account ServicesVerified

Levies (each)$75Within the typical range ($30–$90 nationally)
$25 above the national median$25 above the South Carolina median
per item · Source

Other FeesVerified

Copy of Statement (each)$5Within the typical range ($2–$5 nationally)
$2 above the national median$2.69 above the South Carolina median
per item · Source
Photocopies (each)$0.25Below the typical range ($2–$5 nationally)
$2.75 below the national median$2.06 below the South Carolina median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Closed Within 90 Days of Opening	$15Within the typical range ($10–$25 nationally)	$2.50 below the national median$5 above the South Carolina median	—	—	Source
Account Research (per hour)	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$7.50 above the South Carolina median	—	—	Source
Overdraft & NSFVerified
Overdraft Charge (First assessed on the 6th business day overdrawn)	$5Below the typical range ($25–$33 nationally)	$25 below the national median$26 below the South Carolina median	—	—	Source
NSF Fee Charge (Each Item Presented and Returned) Created by check ln-person withdrawal or other electronic means	$30
Check ServicesVerified
Cashier's Check (each)	$7Above the typical range ($3–$6 nationally)	$2 above the national median$2 above the South Carolina median	per item	—	Source
Stop Payments (each)	$25
Account ServicesVerified
Levies (each)	$75Within the typical range ($30–$90 nationally)	$25 above the national median$25 above the South Carolina median	per item	—	Source
Other FeesVerified
Copy of Statement (each)	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2.69 above the South Carolina median	per item	—	Source
Photocopies (each)	$0.25

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $5

83% below the national median overdraft fee

9 verified fees collected

Headline fees published

4 of 15

Published fees

Under review

Assets

$597.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$597.5M

Total deposits

$493.7M

Service charge income

$287K

Fee income ratio

5.1%

Return on assets

1.15%

Branches

Service charge income by quarter

Q2 2026$287K

Q1 2026$275K

Q4 2025$272K

Q3 2025$259K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,682 published fee entries from 3,608 institutions

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