Washington Trust Bank

Headquarters: Spokane, Washington
Charter: Bank
Assets: $10.5B
Fed district: San Francisco

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 22, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
Washington Trust Bank: $4 to $20
Washington Trust Bank: $4 to $20
U.S. median: no median
Overdraft (OD)
Washington Trust Bank: $15
Washington Trust Bank: $15
U.S. median: no median
NSF / Returned Item
Washington Trust Bank: $15
Washington Trust Bank: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Washington Trust Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$10
per month
Monthly service charge$15
per month
Monthly Service Charge$8
per month
Monthly Service Charge$4
per month
Monthly service charge (Signature Checking)$20
per month
Monthly service charge (Signature Checking)$20
per month

Overdraft & NSF

Overdraft courtesy refund$15
per item
Paid Overdraft Fee$15
Returned Item Fee$15

ATM & Card

Other ATMs$2.50
per transaction
Expedited Card Shipping Fee (Domestic Only)$30
International Service Assessment1%of the transaction

Wire Transfers

Domestic Wire Transfer - Outgoing$25
On-Us Wire Transfer - Outgoing$7
Online Domestic Wire Transfer - Outgoing$10
On-Us Wire Transfer - Incoming$7
Foreign Wire Transfer - Outgoing$40
Online Foreign Wire Transfer - Outgoing$25

Check Services

Stop Payment Fee$20

Account Services

Box Drilling$25
Not compared: Box drilling or key fee
Key Replacement$15
Not compared: Box drilling or key fee
per item
Garnishments/Levies$75

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$10	per month	None
Monthly service charge	$15	per month	None
Monthly Service Charge	$8	per month	None
Monthly Service Charge	$4	per month	None
Monthly service charge (Signature Checking)	$20	per month	None
Monthly service charge (Signature Checking)	$20	per month	None
Overdraft & NSF
Overdraft courtesy refund	$15	per item	None
Paid Overdraft Fee	$15	Not stated	None
Returned Item Fee	$15	Not stated	None
ATM & Card
Other ATMs	$2.50	per transaction	None
Expedited Card Shipping Fee (Domestic Only)	$30	Not stated	None
International Service Assessment	1%of the transaction	Not stated	None
Wire Transfers
Domestic Wire Transfer - Outgoing	$25	Not stated	None
On-Us Wire Transfer - Outgoing	$7	Not stated	None
Online Domestic Wire Transfer - Outgoing	$10	Not stated	None
On-Us Wire Transfer - Incoming	$7	Not stated	None
Foreign Wire Transfer - Outgoing	$40	Not stated	None
Online Foreign Wire Transfer - Outgoing	$25	Not stated	None
Check Services
Stop Payment Fee	$20	Not stated	None
Account Services
Box Drilling	$25Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$15Not compared: Box drilling or key fee	per item	None
Garnishments/Levies	$75	Not stated	None

Correct a fee source

Oct 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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