Farmers Bank

Headquarters: Buhl, Idaho
Charter: Bank
Assets: $678.4M
Fed district: San Francisco

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Tradition Checking
Can be waived with a minimum balance of $200 or more.
Farmers Bank: $7
Farmers Bank: $7
U.S. median: no median
Overdraft (OD)
Farmers Bank: $30
Farmers Bank: $30
U.S. median: no median
NSF / Returned Item
Farmers Bank: $30
Farmers Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Idaho, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Idaho: Banks and credit unions headquartered in Idaho that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Farmers Bank’s own schedules, with a source for each figure.

Account Maintenance

Tradition Checking Monthly service charge$7
per month
A service fee is assessed, if your minimum balance drops below during the month$7
per month
Service fee (minimum balance drops below $50)$2
per month
Accounts closed in first 90 days$35
Dormant Fee$5
Account Balancing Assistance$30
Not compared: Charged per hour; comparison unavailable
per hour · Account Balancing Assistance | $30.00 per hour
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $30.00 per hour
Mailed statements$3
Return Mail$5

Overdraft & NSF

Overdraft (each debit or check paid)$30
per item
Non-sufficient funds (NSF) item (each)$30
per item

ATM & Card

VISA® Card Replacement$10

Wire Transfers

Wire Transfer - Outgoing: Customer$25
Wire Transfer - Outgoing: Non-Customer$40
Wire Transfer - Incoming: Customer$10
Wire Transfer - Incoming: Non-Customer$15
Wire Transfer - Outgoing: Foreign (customer)$50

Check Services

Cashier Check$5
Official Check$5
Money Orders$4
Stop Payments (good for 6 months)$30
Counter Checks$0.25
per item
Non-Customer check cashing (per check)$35
per item

Cash & Deposit

Return Item Charge$7
per item

Account Services

Safe Deposit Box Drilling$250
Not compared: Box drilling or key fee
Safe Deposit Key Replacement$20
Not compared: Box drilling or key fee
per item
Safe Deposit Late Payment Fee (30 day past due)$10
Not compared: Box drilling or key fee
Garnishments$75
Levies$75
Verification of Deposit and Credit Ratings$5

Other Fees

Fax: Additional Pages$1
per item
Fax: Customer (two pages)$2
Fax: Non Customer (two pages)$5

Fee	Amount	Basis	Note
Account Maintenance
Tradition Checking Monthly service charge	$7	per month	None
A service fee is assessed, if your minimum balance drops below during the month	$7	per month	None
Service fee (minimum balance drops below $50)	$2	per month	None
Accounts closed in first 90 days	$35	Not stated	None
Dormant Fee	$5	Not stated	None
Account Balancing Assistance	$30Not compared: Charged per hour; comparison unavailable	per hour	Account Balancing Assistance \| $30.00 per hour
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $30.00 per hour
Mailed statements	$3	Not stated	None
Return Mail	$5	Not stated	None
Overdraft & NSF
Overdraft (each debit or check paid)	$30	per item	None
Non-sufficient funds (NSF) item (each)	$30	per item	None
ATM & Card
VISA® Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer - Outgoing: Customer	$25	Not stated	None
Wire Transfer - Outgoing: Non-Customer	$40	Not stated	None
Wire Transfer - Incoming: Customer	$10	Not stated	None
Wire Transfer - Incoming: Non-Customer	$15	Not stated	None
Wire Transfer - Outgoing: Foreign (customer)	$50	Not stated	None
Check Services
Cashier Check	$5	Not stated	None
Official Check	$5	Not stated	None
Money Orders	$4	Not stated	None
Stop Payments (good for 6 months)	$30	Not stated	None
Counter Checks	$0.25	per item	None
Non-Customer check cashing (per check)	$35	per item	None
Cash & Deposit
Return Item Charge	$7	per item	None
Account Services
Safe Deposit Box Drilling	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Key Replacement	$20Not compared: Box drilling or key fee	per item	None
Safe Deposit Late Payment Fee (30 day past due)	$10Not compared: Box drilling or key fee	Not stated	None
Garnishments	$75	Not stated	None
Levies	$75	Not stated	None
Verification of Deposit and Credit Ratings	$5	Not stated	None
Other Fees
Fax: Additional Pages	$1	per item	None
Fax: Customer (two pages)	$2	Not stated	None
Fax: Non Customer (two pages)	$5	Not stated	None

Fee	Amount	Basis	Note
Digital & Electronic
Business Bill Pay	$10	per month	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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