Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

Farmers Bank

Buhl, IdahoBankSan Francisco Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$30Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #142. canonical_hint=account_research; text_hash=40cb57002c8eeaedb6a3f71754112440213b745a777538c211b8cbac9e89db33; excerpt="Account Research | $30.00 per hour" · Source

Dormant Fee$5

At the national median

Knox deterministic extraction from Rosetta artifact #142. canonical_hint=dormant_account; text_hash=40cb57002c8eeaedb6a3f71754112440213b745a777538c211b8cbac9e89db33; excerpt="Dormant Fee | $5.00" · Source

Overdraft & NSFVerified

Non-sufficient funds (NSF) item (each)$30Within the typical range ($15–$32 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #142. canonical_hint=nsf; text_hash=40cb57002c8eeaedb6a3f71754112440213b745a777538c211b8cbac9e89db33; excerpt="Non-sufficient funds (NSF) item (each) | $30.00" · Source
Overdraft (each debit or check paid)$30Within the typical range ($10–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #142. canonical_hint=overdraft; text_hash=40cb57002c8eeaedb6a3f71754112440213b745a777538c211b8cbac9e89db33; excerpt="Overdraft (each debit or check paid) | $30.00" · Source

Check ServicesVerified

Non-Customer check cashing (per check)$35Above the typical range ($5–$25 nationally)
$27 above the national median
per item · Knox deterministic extraction from Rosetta artifact #142. canonical_hint=check_cashing; text_hash=40cb57002c8eeaedb6a3f71754112440213b745a777538c211b8cbac9e89db33; excerpt="Non-Customer check cashing (per check) | $35.00" · Source
Official Check$5Within the typical range ($3–$7.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #142. canonical_hint=cashiers_check; text_hash=40cb57002c8eeaedb6a3f71754112440213b745a777538c211b8cbac9e89db33; excerpt="Official Check | $5.00" · Source

Digital & ElectronicVerified

Business Bill Pay$10Within the typical range ($0–$12.45 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #142. canonical_hint=bill_pay; text_hash=40cb57002c8eeaedb6a3f71754112440213b745a777538c211b8cbac9e89db33; excerpt="Business Bill Pay | $10/mo + $0.65 per payment > 10" · Source

Account ServicesVerified

Safe Deposit Late Payment Fee (30 day past due)$10Below the typical range ($20–$100 nationally)
$26 below the national median
Knox deterministic extraction from Rosetta artifact #142. canonical_hint=safe_deposit_box; text_hash=40cb57002c8eeaedb6a3f71754112440213b745a777538c211b8cbac9e89db33; excerpt="Safe Deposit Late Payment Fee (30 day past due) | $10.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$30Above the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #142. canonical_hint=account_research; text_hash=40cb57002c8eeaedb6a3f71754112440213b745a777538c211b8cbac9e89db33; excerpt="Account Research \| $30.00 per hour"	Source
Dormant Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #142. canonical_hint=dormant_account; text_hash=40cb57002c8eeaedb6a3f71754112440213b745a777538c211b8cbac9e89db33; excerpt="Dormant Fee \| $5.00"	Source
Overdraft & NSFVerified
Non-sufficient funds (NSF) item (each)	$30Within the typical range ($15–$32 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #142. canonical_hint=nsf; text_hash=40cb57002c8eeaedb6a3f71754112440213b745a777538c211b8cbac9e89db33; excerpt="Non-sufficient funds (NSF) item (each) \| $30.00"	Source
Overdraft (each debit or check paid)	$30
Check ServicesVerified
Non-Customer check cashing (per check)	$35Above the typical range ($5–$25 nationally)	$27 above the national median	per item	Knox deterministic extraction from Rosetta artifact #142. canonical_hint=check_cashing; text_hash=40cb57002c8eeaedb6a3f71754112440213b745a777538c211b8cbac9e89db33; excerpt="Non-Customer check cashing (per check) \| $35.00"	Source
Official Check
Digital & ElectronicVerified
Business Bill Pay	$10Within the typical range ($0–$12.45 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #142. canonical_hint=bill_pay; text_hash=40cb57002c8eeaedb6a3f71754112440213b745a777538c211b8cbac9e89db33; excerpt="Business Bill Pay \| $10/mo + $0.65 per payment > 10"	Source
Account ServicesVerified
Safe Deposit Late Payment Fee (30 day past due)	$10Below the typical range ($20–$100 nationally)	$26 below the national median	—	Knox deterministic extraction from Rosetta artifact #142. canonical_hint=safe_deposit_box; text_hash=40cb57002c8eeaedb6a3f71754112440213b745a777538c211b8cbac9e89db33; excerpt="Safe Deposit Late Payment Fee (30 day past due) \| $10.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

20% above the national median overdraft fee

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$678.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$678.4M

Total deposits

$563.4M

Service charge income

$195K

Fee income ratio

2.5%

Return on assets

1.63%

Branches

Service charge income by quarter

Q2 2026$195K

Q1 2026$174K

Q4 2025$179K

Q3 2025$171K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 6,925 verified fees from 1,557 institutions

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