You may be charged an overdraft fee for each insufficient item paid into overdraft - You may be charged our overdraft or$36Above the typical range ($25–$32 nationally)
$6 above the national median
Source

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Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Monthly Service Charge	$9.95Within the typical range ($3–$10 nationally)	$4 above the national median	per month	—	Source
Monthly Service Charge	$10Within the typical range ($3–$10 nationally)	$4.05 above the national median	per month	—	Source
No minimum balance is required. Monthly service charge is	$9.95Within the typical range ($3–$10 nationally)	$4.95 above the national median	per month	—	Source
Paper Statement Fee	$4.95Above the typical range ($2–$4.50 nationally)	$1.95 above the national median	—	—	Source
Paper Statement Fee	$0Below the typical range ($2–$4.50 nationally)	$3 below the national median	—	—	Source
Service Charge	$3.50Within the typical range ($3–$10 nationally)	$2.45 below the national median	—	—	Source
Overdraft & NSFVerified
You may be charged an overdraft fee for each insufficient item paid into overdraft - You may be charged our overdraft or	$36Above the typical range ($25–$32 nationally)	$6 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$36

Overdraft fee: $36

20% above the national median overdraft fee

Total fees: 7 — leaner than most institutions

Headline fees published

4 of 15

Published fees

Under review

Assets

$675.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$675.3M

Total deposits

$589.6M

Service charge income

$260K

Fee income ratio

2.9%

Return on assets

1.85%

Branches

Service charge income by quarter

Q2 2026$260K

Q1 2026$228K

Q4 2025$248K

Q3 2025$265K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 39,614 published fee entries from 2,761 institutions

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