First Hope Bank, A National Banking Association

Headquarters: Hope, New Jersey
Charter: Bank
Assets: $656.7M
Fed district: New York
Regulator: OCC
Holding company: First Hope Bancorp

Explore Hamilton View published fees

Compared with New Jersey

2 of 3

compared fees are above the median.

0 below, 1 about the same.

About the same: within 1% of the median.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
42nd percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the New Jersey median
of 3 compared; 0 below, 1 about the same
See the fees
Fee schedule read Oct 14, 2026

How these figures are measured

Call-report figures are for First Hope Bank, A National Banking Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,412 banks with $300M to $1B in assets reporting a share above 0%, this one left out.	FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ)	Q2 2026 Quarter ended Jun 30, 2026	Not recorded
Fees above the New Jersey median	Published fees above the New Jersey median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	First Hope Bank, A National Banking Association's published fee schedule; Bank Fee Index medians	Current schedule	Oct 14, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: First Hope Bank, A National Banking Association (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service charges were 1.8% of revenue, below the 2.1% median of 1,412 banks with $300M to $1B in assets (42nd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $147K in Q2 2026, 5.2% below the same quarter a year earlier ($155K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
2 of 3 compared published fees sit above the New Jersey median; 0 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.

Fees against the market

Comparison with New Jersey medians for fees published by banks and credit unions.

Monthly Maintenance
View Next Account $4 to $10
Compared at $7, the middle of its prices
First Hope Bank, A National Banking Association: $4 to $10
First Hope Bank, A National Banking Association: $4 to $10
New Jersey median: $6.3838 publishNew York district median: $597 publishU.S. median: $71,902 publish
Non-Network ATM
First Hope Bank, A National Banking Association: $1.50
First Hope Bank, A National Banking Association: $1.50
New Jersey median: $1.3834 publishNew York district median: $1.50116 publishU.S. median: $1.501,650 publish
Minimum Balance
First Hope Bank, A National Banking Association: $10
First Hope Bank, A National Banking Association: $10
New Jersey median: $1018 publishNew York district median: $7.5030 publishU.S. median: $6.50538 publish

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 5.8% from Q3 2025 to Q2 2026, to $147K. Its share of revenue, 1.8%, is below the 2.1% median for banks with $300M to $1B in assets.

Service-charge income, Q2 2026

$147K

$156KQ3 2025

$157KQ4 2025

$152KQ1 2026

$147KQ2 2026

Against the median (NJ for fees)

Share of revenue1.8% / 2.1%
Non‑network ATM$1.50 / $1.38
Monthly maintenance$7* / $6.38

First Hope Bank, A National Banking AssociationMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Share of revenue: median of 1,412 banks with $300M to $1B in assets, Q2 2026.

Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $4 to $10; we compare the midpoint.

Is the lower share a matter of price, waivers, or a different mix of accounts?
Do waivers and balance requirements change what most customers actually pay?
Do business accounts and account analysis fees make up more of service charges than at peers?

See a free sample report

Among its peers

First Hope Bank, A National Banking Association · $657M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 13 states.

Banks only
$641M to $669M in assets
Headquartered in 13 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
First Hope Bank, A National Banking Association(this institution)	Hope, NJ	$657M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
AbbyBank	Abbotsford, WI	$662M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Bank & Trust Company	Litchfield, IL	$641M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Carroll Bank and Trust	Huntingdon, TN	$662M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Carver Federal Savings Bank	New York, NY	$658M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
CCB Community Bank	Andalusia, AL	$662M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Classic Bank, National Association	Cameron, TX	$657M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Concordia Bank & Trust Company	Vidalia, LA	$667M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers & Merchants Bank of Colby	Colby, KS	$651M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Eagle Bank	Chicago, IL	$650M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First State Bank and Trust Company, Inc.	Caruthersville, MO	$659M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
High Plains Bank	Flagler, CO	$643M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Home Federal Bank	Shreveport, LA	$644M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Homeland Federal Savings Bank	Columbia, LA	$658M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Legence Bank	Eldorado, IL	$643M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Metairie Bank & Trust Company	Metairie, LA	$666M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Modern Bank, National Association	New York, NY	$649M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Pennian Bank	Mifflintown, PA	$668M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Peoples Bank & Trust	Pana, IL	$657M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Spring Bank	Bronx, NY	$641M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Stockmens Bank	Colorado Springs, CO	$651M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Tescott	Tescott, KS	$648M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Poca Valley Bank, Inc.	Walton, WV	$666M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
TXN Bank	Hondo, TX	$669M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Walpole Co-operative Bank	Walpole, MA	$646M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Worthington Bank	Arlington, TX	$655M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.47 (17%) below the median of similar-sized banks.

Compared at $7, the middle of its two prices, against a peer median of $8.47 among 15 publishing peers.

Its two checking prices are $4 and $10.

$7 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

First Hope Bank, A Nation…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for First Hope Bank, A National Banking Association (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $147K
vs prior quarter: −$5K−3.3%; from Q1 2026
vs a year earlier: −$8K−5.2%; from Q2 2025
vs start of range: −$18K−10.9%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: First Hope Bank, A National Banking Association (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$147K	−$5K	−3.3%
Q1 2026	$152K	−$5K	−3.2%
Q4 2025	$157K	+$1K	+0.6%
Q3 2025	$156K	+$1K	+0.6%
Q2 2025	$155K	−$4K	−2.5%
Q1 2025	$159K	+$6K	+3.9%
Q4 2024	$153K	−$12K	−7.3%
Q3 2024	$165K	+$6K	+3.8%

Service-charge share against its size cohort

Financial cohort: 1,433 banks with $300M to $1B in assets filing for Q2 2026; 1,412 reported a share above 0% and are counted, First Hope Bank, A National Banking Association left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.

First Hope Bank, A National Banking Association: 1.8%
Percentile: 42nd
25th percentile: 1.2%
Median: 2.1%
75th percentile: 3.4%

First Hope Bank, A National Banking Association 1.8%Median 2.1%Middle half 1.2% to 3.4%Peers at each share24 above 10%, counted in the last bar

Find a peer (1,412)

The 15 closest to First Hope Bank, A National Banking Association by share.

Details

Source: FDIC BankFind Suite (call report data)
Entity: Each bank, not its holding company
Period: Q2 2026 (quarter ended Jun 30, 2026)
Measure: Service charges on deposit accounts divided by revenue (net interest + noninterest income)
Calculation: Quartiles interpolated across peers' own shares; percentile is the share of peers below, ties counted half
Fields: ISERCHGQ / (NIMQ + NONIIQ)

Published fee schedule

Amounts from First Hope Bank, A National Banking Association’s own schedules, with a source for each figure.

vs. the U.S. middle 50%:BelowInsideAbove

Account Maintenance

Monthly Service Charge Below Minimum Balance: No: No: No: No (audience not stated, treated as personal)$10
Inside the U.S. middle 50% ($5 to $10 nationally)
per month
Monthly Service Charge if below Minimum Balance (audience not stated, treated as personal)$4
Below the U.S. middle 50% ($5 to $10 nationally)
per month
Monthly Service Charge Below Minimum Balance (audience not stated, treated as personal)$10
Inside the U.S. middle 50% ($5 to $10 nationally)
per month

ATM & Card

Non-First Hope ATM fee$1.50
Inside the U.S. middle 50% ($1 to $2 nationally)
per transaction
Non-Network ATM$1.50
Inside the U.S. middle 50% ($1 to $2 nationally)

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge Below Minimum Balance: No: No: No: No (audience not stated, treated as personal)	$10Inside the U.S. middle 50% ($5 to $10 nationally)	per month	None
Monthly Service Charge if below Minimum Balance (audience not stated, treated as personal)	$4Below the U.S. middle 50% ($5 to $10 nationally)	per month	None
Monthly Service Charge Below Minimum Balance (audience not stated, treated as personal)	$10Inside the U.S. middle 50% ($5 to $10 nationally)	per month	None
ATM & Card
Non-First Hope ATM fee	$1.50Inside the U.S. middle 50% ($1 to $2 nationally)	per transaction	None
Non-Network ATM	$1.50Inside the U.S. middle 50% ($1 to $2 nationally)	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where First Hope Bank, A National Banking Association operates, and what regulators and customers have on file.

Branch footprint

6 offices in 1 state, $585.6M in branch deposits (June 2026)

Each dot is one office.

This bankOther banks and credit unions

Largest markets by deposits

	3	$332.7M
	3	$252.9M

Allentown-Bethlehem-Easton, PA-NJ

1.5% of bank deposits, #20 of 32, unchanged over five years.

Largest competitors here	Deposit share
Wells Fargo Bank, National Association	17.3%
PNC Bank, National Association	11.5%
Fulton Bank, National Association	9%
Truist Bank	8.9%
Embassy Bank for the Lehigh Valley	7.4%

Fees in Blairstown →

Branch count by year

Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.

Market position

In Allentown-Bethlehem-Easton, PA-NJ, First Hope Bank, A National Banking Association holds 1.5% of bank deposits, #20 of 32, with 3 offices.

Compare fees with the 32 Allentown-Bethlehem-Easton, PA-NJ banks and credit unions in its home-metro peer set →

Offices in the metro

244 offices of 47 institutions shown.

First Hope Bank, A National Banking AssociationOther banksCredit unions

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Allentown-Bethlehem-Easton, PA-NJ metro (FDIC metro code 10900), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 5 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1Wells Fargo Bank, National Association17.3%
2PNC Bank, National Association11.5%
3Fulton Bank, National Association9.0%
4Truist Bank8.9%
5Embassy Bank for the Lehigh Valley7.4%
6Bank of America, National Association6.3%
7TD Bank, National Association4.5%
8American Bank4.0%
20First Hope Bank, A National Banking Association1.5%

9 of 32 institutions shown. $22.9B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Allentown-Bethlehem-Easton, PA-NJ metro (FDIC metro code 10900)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 1.5% share, 3 offices, #20 of 32

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Allentown-Bethlehem-Easton, PA-NJ metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

54 offices of 16 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Enforcement actions

None on file with the OCC and Federal Reserve

The OCC and Federal Reserve have no public enforcement action against this bank or its holding company on file.

Source: public enforcement action lists from the OCC and Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Fee change alerts

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