People's Bank of Commerce

Headquarters: Medford, Oregon
Charter: Bank
Assets: $776.7M
Fed district: San Francisco

3 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
People's Bank of Commerce: $3 to $12
People's Bank of Commerce: $3 to $12
U.S. median: no median
Bill Pay & Zelle
People's Bank of Commerce: $5
People's Bank of Commerce: $5
U.S. median: no median
Loan Origination
Compared at $175, the middle of its prices
People's Bank of Commerce: $100 to $250
People's Bank of Commerce: $100 to $250
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from People's Bank of Commerce’s own schedules, with a source for each figure.

Account Maintenance

Checking Plus Monthly service charge$12
per month
Freedom Checking Monthly service charge$5
per month
Monthly service fee$3
per month
People's Choice Checking Monthly service charge$10
per month

Digital & Electronic

Bill Pay inactivity fee$5
per month

Lending Fees

LOAN FEE (Home Equity Line of Credit)$250
one time
LOAN FEE (Personal Loan)$100
one time

Fee	Amount	Basis	Note
Account Maintenance
Checking Plus Monthly service charge	$12	per month	None
Freedom Checking Monthly service charge	$5	per month	None
Monthly service fee	$3	per month	None
People's Choice Checking Monthly service charge	$10	per month	None
Digital & Electronic
Bill Pay inactivity fee	$5	per month	None
Lending Fees
LOAN FEE (Home Equity Line of Credit)	$250	one time	None
LOAN FEE (Personal Loan)	$100	one time	None

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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