Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

Citizens Bank

Corvallis, OregonBankSan Francisco Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Statement Balancing$30Above the typical range ($15–$25 nationally)

Overdraft & NSFVerified

NSF Daily Cap$150
per day · Consumer NSF · Source
Overdraft & Item Processing Night Deposit Service Additional Key$5Below the typical range ($20–$30 nationally)
$23 below the national median
Knox deterministic extraction from Rosetta artifact #712. canonical_hint=overdraft; text_hash=02482d17ab2ab916675f7b05f3b21b30dc3ca62fda754aed878980b3e353ecd8; excerpt="Overdraft & Item Processing Night Deposit Service Additional Key $5.00" · Source

ATM & CardVerified

ATM Withdrawal (non-MoneyPass/non-Allpoint terminal) additional fees may apply$2Within the typical range ($1–$3 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #712. canonical_hint=atm_non_network; text_hash=02482d17ab2ab916675f7b05f3b21b30dc3ca62fda754aed878980b3e353ecd8; excerpt="Closing Savings Account within 90 days $10.00 ATM Withdrawal (non-MoneyPass/non-Allpoint terminal) additional fees may apply $2.00" · Source

Wire TransfersVerified

Domestic Wire (incoming)$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #712. canonical_hint=wire_domestic_incoming; text_hash=02482d17ab2ab916675f7b05f3b21b30dc3ca62fda754aed878980b3e353ecd8; excerpt="Domestic Wire (incoming) $15.00 Foreign Check (cash/deposit, per item) $5.00" · Source
Domestic Wire (outgoing)$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #712. canonical_hint=wire_domestic_outgoing; text_hash=02482d17ab2ab916675f7b05f3b21b30dc3ca62fda754aed878980b3e353ecd8; excerpt="Domestic Wire (outgoing) $25.00 Foreign Draft $50.00" · Source

Check ServicesVerified

Stop Payment Order (ACH, Debit Card, Check)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #712. canonical_hint=stop_payment; text_hash=02482d17ab2ab916675f7b05f3b21b30dc3ca62fda754aed878980b3e353ecd8; excerpt="Stop Payment Order (ACH, Debit Card, Check) $30.00 Research per hour (one hour minimum) $30.00" · Source

Cash & DepositVerified

Night Deposit Service (setup, 1 vinyl zipper bag, 1 key)$25Above the typical range ($5–$20 nationally)
$11.25 above the national median
Knox deterministic extraction from Rosetta artifact #712. canonical_hint=night_deposit; text_hash=02482d17ab2ab916675f7b05f3b21b30dc3ca62fda754aed878980b3e353ecd8; excerpt="Garnishment Response $100.00 Night Deposit Service (setup, 1 vinyl zipper bag, 1 key) $25.00" · Source

Account ServicesVerified

ACH Block Service (per month)$5Below the typical range ($25–$80 nationally)
$35 below the national median
per month · Knox deterministic extraction from Rosetta artifact #712. canonical_hint=safe_deposit_box; text_hash=02482d17ab2ab916675f7b05f3b21b30dc3ca62fda754aed878980b3e353ecd8; excerpt="ACH Block Service (per month) $5.00 Safe Deposit Box*" · Source
Garnishment Response$100Above the typical range ($25–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #712. canonical_hint=garnishment_levy; text_hash=02482d17ab2ab916675f7b05f3b21b30dc3ca62fda754aed878980b3e353ecd8; excerpt="Garnishment Response $100.00 Night Deposit Service (setup, 1 vinyl zipper bag, 1 key) $25.00" · Source
Safe Deposit Box Key Deposit$15Below the typical range ($25–$80 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #712. canonical_hint=safe_deposit_box; text_hash=02482d17ab2ab916675f7b05f3b21b30dc3ca62fda754aed878980b3e353ecd8; excerpt="Safe Deposit Box Key Deposit $15.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Statement Balancing	$30Above the typical range ($15–$25 nationally)	$10 above the national median	per item	per hour, one hour minimum	Source
Overdraft & NSFVerified
NSF Daily Cap	$150	—	per day	Consumer NSF	Source
Overdraft & Item Processing Night Deposit Service Additional Key	$5Below the typical range ($20–$30 nationally)	$23 below the national median
ATM & CardVerified
ATM Withdrawal (non-MoneyPass/non-Allpoint terminal) additional fees may apply	$2Within the typical range ($1–$3 nationally)	$0.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #712. canonical_hint=atm_non_network; text_hash=02482d17ab2ab916675f7b05f3b21b30dc3ca62fda754aed878980b3e353ecd8; excerpt="Closing Savings Account within 90 days $10.00 ATM Withdrawal (non-MoneyPass/non-Allpoint terminal) additional fees may apply $2.00"	Source
Wire TransfersVerified
Domestic Wire (incoming)	$15Within the typical range ($7.75–$15 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #712. canonical_hint=wire_domestic_incoming; text_hash=02482d17ab2ab916675f7b05f3b21b30dc3ca62fda754aed878980b3e353ecd8; excerpt="Domestic Wire (incoming) $15.00 Foreign Check (cash/deposit, per item) $5.00"	Source
Domestic Wire (outgoing)
Check ServicesVerified
Stop Payment Order (ACH, Debit Card, Check)	$30Within the typical range ($20–$30 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #712. canonical_hint=stop_payment; text_hash=02482d17ab2ab916675f7b05f3b21b30dc3ca62fda754aed878980b3e353ecd8; excerpt="Stop Payment Order (ACH, Debit Card, Check) $30.00 Research per hour (one hour minimum) $30.00"	Source
Cash & DepositVerified
Night Deposit Service (setup, 1 vinyl zipper bag, 1 key)	$25Above the typical range ($5–$20 nationally)	$11.25 above the national median	—	Knox deterministic extraction from Rosetta artifact #712. canonical_hint=night_deposit; text_hash=02482d17ab2ab916675f7b05f3b21b30dc3ca62fda754aed878980b3e353ecd8; excerpt="Garnishment Response $100.00 Night Deposit Service (setup, 1 vinyl zipper bag, 1 key) $25.00"	Source
Account ServicesVerified
ACH Block Service (per month)	$5Below the typical range ($25–$80 nationally)	$35 below the national median	per month	Knox deterministic extraction from Rosetta artifact #712. canonical_hint=safe_deposit_box; text_hash=02482d17ab2ab916675f7b05f3b21b30dc3ca62fda754aed878980b3e353ecd8; excerpt="ACH Block Service (per month) $5.00 Safe Deposit Box*"	Source
Garnishment Response

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $5

82% below the national median overdraft fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$823.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$823.4M

Total deposits

$702.5M

Service charge income

$121K

Fee income ratio

1.7%

Return on assets

0.05%

Branches

Service charge income by quarter

Q2 2026$121K

Q1 2026$121K

Q4 2025$69K

Q3 2025$145K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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