Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

Hawaii National Bank

Honolulu, HawaiiBankSan Francisco Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

100 items per month$0Below the typical range ($5–$10 nationally)

per month · Knox read a free fee from Rosetta artifact #124. canonical_hint=dormant_account; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="100 items per month | None | Dormant/Inactive Account (if balance is less" · Source

Monthly Fee$15

$8.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #124. canonical_hint=monthly_maintenance; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Monthly Fee | $15.00" · Source

Monthly Service Fee$0

$6.13 below the national median

per month · Knox read a free fee from Rosetta artifact #124. canonical_hint=monthly_maintenance; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Monthly Service Fee | None | Kids Savings Account" · Source

Monthly Service Fee$5

$1.13 below the national median

Monthly Service Fee$8

$1.87 above the national median

Monthly Service Fee$12.50

$6.37 above the national median

Monthly Service Fee$10

$3.87 above the national median

Monthly Service Fees: | Monthly Service Fee$3

$3.13 below the national median

Paper Statement Fee$2

$1 below the national median

Knox deterministic extraction from Rosetta artifact #124. canonical_hint=paper_statement; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="| Paper Statement Fee | $2.00" · Source

Overdraft & NSFVerified

Non Sufficient Funds Fee$0Below the typical range ($25–$32 nationally)
$29 below the national median
Knox read a free fee from Rosetta artifact #124. canonical_hint=nsf; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Non Sufficient Funds Fee | None | Account Agreement and Disclosure Statement." · Source
Overdraft Protection from Savings Account:: Transfer Fee, each$5Within the typical range ($2.50–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #124. canonical_hint=od_protection_transfer; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="| Transfer Fee, each | $5.00" · Source

ATM & CardVerified

ATM or counter$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #124. canonical_hint=atm_non_network; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="ATM or counter | None" · Source
Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #124. canonical_hint=card_replacement; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Card Replacement | $10.00 | Surrender by Mail | $25.00" · Source
Foreign ATM$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #124. canonical_hint=atm_non_network; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Foreign ATM | $1.00 | Late Payment, per month | $2.00" · Source
Foreign ATM$0.50Below the typical range ($1–$3 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #124. canonical_hint=atm_non_network; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Foreign ATM | $0.50 | One Key | $10.00" · Source

Check ServicesVerified

Official Check (for closing balance)$10Above the typical range ($3–$6 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #124. canonical_hint=cashiers_check; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Official Check (for closing balance) | $10.00 | 3" x 5" | $45.00 | $90.00" · Source
Stop payment (after 90 days)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #124. canonical_hint=stop_payment; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Stop payment (after 90 days) | $30.00 | HNB Account SDB Only" · Source
Temporary Checks, per page$2Within the typical range ($1–$4 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #124. canonical_hint=counter_check; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Monthly Service Fee | $3.00 | Temporary Checks, per page | $2.00" · Source

Digital & ElectronicVerified

Bill Pay Monthly Fee$5.95Within the typical range ($0–$12.50 nationally)
$0.95 above the national median
per month · Knox deterministic extraction from Rosetta artifact #124. canonical_hint=bill_pay; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Bill Pay Monthly Fee | $5.95 | Disposable bags, per 100 | $22.00" · Source
Bill Pay Monthly Fee$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
per month · Knox read a free fee from Rosetta artifact #124. canonical_hint=bill_pay; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Bill Pay Monthly Fee | None" · Source

Cash & DepositVerified

Night Depository: Business$20Within the typical range ($5–$20 nationally)
$6.25 above the national median
Knox deterministic extraction from Rosetta artifact #124. canonical_hint=night_deposit; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Business | $20.00" · Source
Returned Deposited Item$7Below the typical range ($9.50–$25 nationally)
$8 below the national median
Knox deterministic extraction from Rosetta artifact #124. canonical_hint=deposited_item_return; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="| Returned Deposited Item | $7.00" · Source

Account ServicesVerified

2" x 5"$35Within the typical range ($25–$80 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #124. canonical_hint=safe_deposit_box; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="2" x 5" | $35.00 | $70.00" · Source
3" x 10"$75Within the typical range ($25–$80 nationally)
$35 above the national median
Knox deterministic extraction from Rosetta artifact #124. canonical_hint=safe_deposit_box; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="| 3" x 10" | $75.00" · Source
3" x 5"$45Within the typical range ($25–$80 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #124. canonical_hint=safe_deposit_box; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Official Check (for closing balance) | $10.00 | 3" x 5" | $45.00 | $90.00" · Source
5" x 10"$100Above the typical range ($25–$80 nationally)
$60 above the national median
Knox deterministic extraction from Rosetta artifact #124. canonical_hint=safe_deposit_box; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="5" x 10" | $100.00 | $200.00" · Source
5" x 5"$65Within the typical range ($25–$80 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #124. canonical_hint=safe_deposit_box; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="5" x 5" | $65.00 | $130.00" · Source
Balance Inquiry, each instance: | Key Deposit$20Above the typical range ($1–$2 nationally)
$18.75 above the national median
Knox deterministic extraction from Rosetta artifact #124. canonical_hint=balance_inquiry; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Balance Inquiry, each instance: | Key Deposit | $20.00" · Source
Minimum Daily Balance to maintain to | Verification of Account (Letter)$20Above the typical range ($5–$16.13 nationally)
$10 above the national median
per day · Knox deterministic extraction from Rosetta artifact #124. canonical_hint=account_verification; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Minimum Daily Balance to maintain to | Verification of Account (Letter) | $20.00" · Source
Transfer of Funds, each request | None | Two Keys/Forced Opening (Drill)$120Above the typical range ($25–$80 nationally)
$80 above the national median
Knox deterministic extraction from Rosetta artifact #124. canonical_hint=safe_deposit_box; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Transfer of Funds, each request | None | Two Keys/Forced Opening (Drill) | $120.00" · Source

Lending FeesVerified

Late Payment, per month$2Below the typical range ($15–$26.50 nationally)
$23 below the national median
per month · Knox deterministic extraction from Rosetta artifact #124. canonical_hint=late_payment; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Foreign ATM | $1.00 | Late Payment, per month | $2.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
100 items per month	$0Below the typical range ($5–$10 nationally)	$5 below the national median	per month	Knox read a free fee from Rosetta artifact #124. canonical_hint=dormant_account; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="100 items per month \| None \| Dormant/Inactive Account (if balance is less"	Source
Monthly Fee	$15Above the typical range ($4–$12.63 nationally)	$8.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #124. canonical_hint=monthly_maintenance; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Monthly Fee \| $15.00"	Source
Monthly Service Fee	$0Below the typical range ($4–$12.63 nationally)	$6.13 below the national median	per month	Knox read a free fee from Rosetta artifact #124. canonical_hint=monthly_maintenance; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Monthly Service Fee \| None \| Kids Savings Account"	Source
Monthly Service Fee	$5Within the typical range ($4–$12.63 nationally)	$1.13 below the national median	per month	Knox deterministic extraction from Rosetta artifact #124. canonical_hint=monthly_maintenance; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Monthly Service Fee \| $5.00 \| Substantial penalties for early withdrawals. Refer to your Deposit"	Source
Monthly Service Fee	$8Within the typical range ($4–$12.63 nationally)	$1.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #124. canonical_hint=monthly_maintenance; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Monthly Service Fee \| $8.00 \| Various terms available. Interest rate is fixed for term. Call for"	Source
Monthly Service Fee	$12.50Within the typical range ($4–$12.63 nationally)	$6.37 above the national median	per month	Knox deterministic extraction from Rosetta artifact #124. canonical_hint=monthly_maintenance; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Monthly Service Fee \| $12.50 \| (Excludes Age 55 or Better Checking Account)"	Source
Monthly Service Fee	$10Within the typical range ($4–$12.63 nationally)	$3.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #124. canonical_hint=monthly_maintenance; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Monthly Service Fee \| $10.00 \| (closed within 180 days)"	Source
Monthly Service Fees: \| Monthly Service Fee	$3Below the typical range ($4–$12.63 nationally)	$3.13 below the national median	per month	Knox deterministic extraction from Rosetta artifact #124. canonical_hint=monthly_maintenance; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Monthly Service Fees: \| Monthly Service Fee \| $3.00"	Source
Paper Statement Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #124. canonical_hint=paper_statement; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="\| Paper Statement Fee \| $2.00"	Source
Overdraft & NSFVerified
Non Sufficient Funds Fee	$0Below the typical range ($25–$32 nationally)	$29 below the national median	—	Knox read a free fee from Rosetta artifact #124. canonical_hint=nsf; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Non Sufficient Funds Fee \| None \| Account Agreement and Disclosure Statement."	Source
Overdraft Protection from Savings Account:: Transfer Fee, each
ATM & CardVerified
ATM or counter	$0Below the typical range ($1–$3 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #124. canonical_hint=atm_non_network; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="ATM or counter \| None"	Source
Card Replacement	$10
Check ServicesVerified
Official Check (for closing balance)	$10Above the typical range ($3–$6 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #124. canonical_hint=cashiers_check; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Official Check (for closing balance) \| $10.00 \| 3" x 5" \| $45.00 \| $90.00"	Source

Digital & ElectronicVerified
Bill Pay Monthly Fee	$5.95Within the typical range ($0–$12.50 nationally)	$0.95 above the national median	per month	Knox deterministic extraction from Rosetta artifact #124. canonical_hint=bill_pay; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Bill Pay Monthly Fee \| $5.95 \| Disposable bags, per 100 \| $22.00"	Source
Bill Pay Monthly Fee
Cash & DepositVerified
Night Depository: Business	$20Within the typical range ($5–$20 nationally)	$6.25 above the national median	—	Knox deterministic extraction from Rosetta artifact #124. canonical_hint=night_deposit; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Business \| $20.00"	Source
Returned Deposited Item
Account ServicesVerified
2" x 5"	$35Within the typical range ($25–$80 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #124. canonical_hint=safe_deposit_box; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="2" x 5" \| $35.00 \| $70.00"	Source
3" x 10"
Lending FeesVerified
Late Payment, per month	$2Below the typical range ($15–$26.50 nationally)	$23 below the national median	per month	Knox deterministic extraction from Rosetta artifact #124. canonical_hint=late_payment; text_hash=76091ae163a901479877bac19441e0ae5a6ed0c5bdba3f3818001f890a164ec0; excerpt="Foreign ATM \| $1.00 \| Late Payment, per month \| $2.00"	Source

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Verified fees

Under review

Assets

$871.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$871.7M

Total deposits

$772.3M

Service charge income

$125K

Fee income ratio

1.3%

Return on assets

0.92%

Branches

Service charge income by quarter

Q2 2026$125K

Q1 2026$128K

Q4 2025$126K

Q3 2025$125K

Financial profile · Pro

Performance from regulator filings

Stop payment (after 90 days)

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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