BayVanguard Bank

Headquarters: Baltimore, Maryland
Charter: Bank
Assets: $868.7M
Fed district: Richmond

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
BayVanguard Bank: $1.25
BayVanguard Bank: $1.25
U.S. median: no median
Wire Transfer (Domestic Out)
BayVanguard Bank: $25
BayVanguard Bank: $25
U.S. median: no median
Stop Payment
BayVanguard Bank: $30
BayVanguard Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from BayVanguard Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Closure (account open less than 180 days)$15
Dormant/Inactive Account (per quarter)$2.50
Not compared: Quarterly charge, not monthly
per quarter
Account Reconciliation (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research 12 months or older (per hour)$40
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Protection Sweep Transfer (per occourence)$5

ATM & Card

ATM Funds Transfers$1.25
ATM Withdrawals$1.25
ATM/Debit Card Replacement$10

Wire Transfers

Wire Out (Dosmetic)$25
Wire In (Domestic)$15
Wire Out (International)$50
Wire In (International)$50

Check Services

Cashier Check (1 check free per day)$6
Not compared: Daily charge, not per item
per day
Stop Payment$30
Non-Customer Check Cashing (drawn on us)$5
Photocopy of Paid Check (greater than 25 months)$7.50
Photocopy of Paid Check (per check)$5
per item

Cash & Deposit

Returned Deposited Check$15

Account Services

Notary Public for CustomerNo charge
Notary Public for Non-Customer, per page$2
per item
Box Boring/Drill Box/Lost Both Keys$200
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$170
Safe Deposit Box 2x10$65
Safe Deposit Box 2x5$30
Safe Deposit Box 3x10$70
Safe Deposit Box 3x5$40
Safe Deposit Box 5x10$90
Safe Deposit Box 5x5$60
Safe Deposit Box 7x10$90
per year
Attachments/Tax Levy/Garnishment$150

Lending Fees

Late Payment$5

Retirement & IRA

IRA Account External Transfer Fee$25

Other Fees

Fax Service (each additional page)$1
per item
Fax Service (first page)$2
Photocopies$0.50

Fee	Amount	Basis	Note
Account Maintenance
Early Closure (account open less than 180 days)	$15	Not stated	None
Dormant/Inactive Account (per quarter)	$2.50Not compared: Quarterly charge, not monthly	per quarter	None
Account Reconciliation (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research 12 months or older (per hour)	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Protection Sweep Transfer (per occourence)	$5	Not stated	None
ATM & Card
ATM Funds Transfers	$1.25	Not stated	None
ATM Withdrawals	$1.25	Not stated	None
ATM/Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Out (Dosmetic)	$25	Not stated	None
Wire In (Domestic)	$15	Not stated	None
Wire Out (International)	$50	Not stated	None
Wire In (International)	$50	Not stated	None
Check Services
Cashier Check (1 check free per day)	$6Not compared: Daily charge, not per item	per day	None
Stop Payment	$30	Not stated	None
Non-Customer Check Cashing (drawn on us)	$5	Not stated	None
Photocopy of Paid Check (greater than 25 months)	$7.50	Not stated	None
Photocopy of Paid Check (per check)	$5	per item	None
Cash & Deposit
Returned Deposited Check	$15	Not stated	None
Account Services
Notary Public for Customer	No charge	Not stated	None
Notary Public for Non-Customer, per page	$2	per item	None
Box Boring/Drill Box/Lost Both Keys	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$170	Not stated	None
Safe Deposit Box 2x10	$65	Not stated	None
Safe Deposit Box 2x5	$30	Not stated	None
Safe Deposit Box 3x10	$70	Not stated	None
Safe Deposit Box 3x5	$40	Not stated	None
Safe Deposit Box 5x10	$90	Not stated	None
Safe Deposit Box 5x5	$60	Not stated	None
Safe Deposit Box 7x10	$90	per year	None
Attachments/Tax Levy/Garnishment	$150	Not stated	None
Lending Fees
Late Payment	$5	Not stated	None
Retirement & IRA
IRA Account External Transfer Fee	$25	Not stated	None
Other Fees
Fax Service (each additional page)	$1	per item	None
Fax Service (first page)	$2	Not stated	None
Photocopies	$0.50	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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