Compared with Washington
6 of 16
compared fees are above the median.
6 below, 4 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
6th percentile; peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the Washington median
of 16 compared; 6 below, 4 about the same
See the feesFee schedule read Nov 2, 2026
Call-report figures are for Olympia Federal Savings and Loan Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 869 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Washington median | Published fees above the Washington median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Olympia Federal Savings and Loan Association's published fee schedule; Bank Fee Index medians | Current schedule | Nov 2, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 0.3% of revenue, below the 2.2% median of 869 banks with $1B to $10B in assets (6th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $21K in Q2 2026, about level with the same quarter a year earlier ($21K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
6 of 16 compared published fees sit above the Washington median; 6 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Washington medians for fees published by banks and credit unions.
Debit Card Replacement
Wire Transfer (Domestic Out)
Stop Payment
Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income was about level from Q3 2025 to Q2 2026, at $21K. Its share of revenue, 0.3%, is below the 2.2% median for banks with $1B to $10B in assets.
$21K
Olympia Federal Savings and Loan AssociationMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 869 banks with $1B to $10B in assets, Q2 2026.
Olympia Federal Savings and Loan Association · $1B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Olympia Federal Savings and Loan Association(this institution) | Olympia, WA | $1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bank of the James | Lynchburg, VA | $1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| BNC National Bank | Glendale, AZ | $1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Brannen Bank | Inverness, FL | $1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Brentwood Bank | Bethel Park, PA | $1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Calvin B. Taylor Banking Company of Berlin, Maryland | Berlin, MD | $1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Clear Mountain Bank | Bruceton Mills, WV | $1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Central Savings Bank | Glen Cove, NY | $1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First Federal Bank of Kansas City | Lees Summit, MO | $993M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Federal Community Bank, National Association | Dover, OH | $995M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Federal Savings and Loan Association of Greene Co | Waynesburg, PA | $1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First Metro Bank | Muscle Shoals, AL | $1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Service Bank | Greenbrier, AR | $1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Grand Savings Bank | Grove, OK | $1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | Jonestown, PA | $1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Kirkpatrick Bank | Edmond, OK | $1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Presidential Bank, FSB | Bethesda, MD | $1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| R Bank | Round Rock, TX | $1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| River Bank | Stoddard, WI | $1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Security Financial Bank | Durand, WI | $1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Superior National Bank | Hancock, MI | $1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Bank of Old Monroe | Old Monroe, MO | $995M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Port Washington State Bank | Port Washington, WI | $1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Torrington Savings Bank | Torrington, CT | $1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Vision Bank | Ada, OK | $1000M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Walden Savings Bank | Montgomery, NY | $1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(monthly maintenance)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $6.50 among 18 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.
Monthly maintenance fee in dollars, one mark per institution
Olympia Federal Savings and Loan Association does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.
Call reports for Olympia Federal Savings and Loan Association (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $21K | $0 | 0.0% |
| Q1 2026 | $21K | −$1K | −4.5% |
| Q4 2025 | $22K | +$1K | +4.8% |
| Q3 2025 | $21K | $0 | 0.0% |
| Q2 2025 | $21K | +$4K | +23.5% |
| Q1 2025 | $17K | $0 | 0.0% |
| Q4 2024 | $17K | +$2K | +13.3% |
| Q3 2024 | $15K | +$1K | +7.1% |
Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 869 reported a share above 0% and are counted, Olympia Federal Savings and Loan Association left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Olympia Federal Savings and Loan Association by share.
Amounts from Olympia Federal Savings and Loan Association’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed within 90 days of opening | $20Inside the U.S. middle 50% ($10 to $25 nationally) | one time | None |
| Account research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Maximum for OD charges | $125Inside the U.S. middle 50% ($100 to $162.50 nationally) | per day | None |
ATM & Card | |||
| Debit card replacement | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| International Service Assessment | 1% | Not stated | None |
Wire Transfers | |||
| Wire transfer fee (domestic) | $25Inside the U.S. middle 50% ($20 to $25 nationally) | per transaction | None |
| Wire transfer fee (international) | $40Inside the U.S. middle 50% ($40 to $50 nationally) | per transaction | None |
Check Services | |||
| Cashier's check | $5Inside the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Stop payment charge | $25Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Counter check | $1Inside the U.S. middle 50% ($1 to $4 nationally) | per item | None |
| Canadian check processing | $5Below the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| Check copies (2 free per month) | $2Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| Unauthorized ACH entry fee | $4.50Below the U.S. middle 50% ($19.75 to $30 nationally) | per item | None |
| Bill Pay (next day delivery) | $14.95Not compared: Per-transaction charge, not monthly | per transaction | None |
| Bill Pay (same day delivery) | $9.95Not compared: Per-transaction charge, not monthly | per transaction | None |
Account Services | |||
| 2" x 5" Safe Deposit Box | $19Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 3" x 10" Safe Deposit Box | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 3" x 5" Safe Deposit Box | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 5" x 5" Safe Deposit Box | $30Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Replacement Key | $15Not compared: One-time charge, not annual | one time | None |
| Safe Deposit Box 2" x 5" (audience not stated, treated as personal) | $19Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 3" x 10" (audience not stated, treated as personal) | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 3" x 5" (audience not stated, treated as personal) | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 5" x 5" (audience not stated, treated as personal) | $30Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Legal process (Levies/Liens/Garnishments) | $100Above the U.S. middle 50% ($30 to $85 nationally) | per item | None |
| Legal process (Levies/Liens/Garnishments) | $100Inside the U.S. middle 50% ($50 to $150 nationally) | per item | None |
Lending Fees | |||
| Loan Fee - Affordable Home Loan Program (30-Year Fixed) (audience not stated, treated as personal) | $800Above the U.S. middle 50% ($20.15 to $96.25 nationally) | one time | None |
Other Fees | |||
| Courier Fee | $90Above the U.S. middle 50% ($20 to $40 nationally) | one time | None |
| Statement copies | $3Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| E-Recording Fee | $10Below the U.S. middle 50% ($20 to $37.50 nationally) | one time | None |
| Escrow Fee | $500Above the U.S. middle 50% ($20 to $37.50 nationally) | one time | None |
| Flood Determination | $17Below the U.S. middle 50% ($20 to $37.50 nationally) | one time | None |
| Foreclosure Prevention Fee | $80Above the U.S. middle 50% ($20 to $37.50 nationally) | one time | None |
| Recording Fees | $350Above the U.S. middle 50% ($20 to $37.50 nationally) | one time | None |
| Tax Registration | $81Above the U.S. middle 50% ($20 to $37.50 nationally) | one time | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Olympia Federal Savings and Loan Association operates, and what regulators and customers have on file.
Branch footprint
9 offices in 1 state, $709.7M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 7 | $652.3M | |
| Outside a metro area | 2 | $57.4M |
Olympia-Lacey-Tumwater, WA
12.2% of bank deposits, #2 of 15, up 1.4 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Heritage Bank | 13.1% |
| Bank of America, National Association | 11.7% |
| Timberland Bank | 10.7% |
| Wells Fargo Bank, National Association | 9.6% |
| JPMorgan Chase Bank, National Association | 9.4% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Olympia-Lacey-Tumwater, WA, Olympia Federal Savings and Loan Association holds 12.2% of bank deposits, #2 of 15, with 7 offices.
84 offices of 28 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 15 institutions shown. $5.3B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 12.2% share, 7 offices, #2 of 15
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
39 offices of 14 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the Washington Department of Financial Institutions
The Washington Department of Financial Institutions has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Washington Department of Financial Institutions, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.