Presidential Bank, FSB

Headquarters: Bethesda, Maryland
Charter: Bank
Assets: $1.0B
Fed district: Richmond

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Presidential Bank, FSB: $25
Presidential Bank, FSB: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Presidential Bank, FSB: $20
Presidential Bank, FSB: $20
U.S. median: no median
Stop Payment
Compared at $22.50, the middle of its prices
Presidential Bank, FSB: $10 to $32
Presidential Bank, FSB: $10 to $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Presidential Bank, FSB’s own schedules, with a source for each figure.

Account Maintenance

Account Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Statement Reconciliation Fee (audience not stated, treated as personal)$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Insufficient Funds per item, per presentment (audience not stated, treated as personal)$25
per item
Overdraft Transfer Fee$5

ATM & Card

Replacement Visa® Debit Card/ATM Card Fee (audience not stated, treated as personal)$10

Wire Transfers

Outgoing - Domestic Wire Transfer Fee (audience not stated, treated as personal)$20
Wire Transfer: Incoming (audience not stated, treated as personal)No charge
Outgoing - Foreign Wire Transfer Fee (Foreign Currency) (audience not stated, treated as personal)$35
Outgoing - Foreign Wire Transfer Fee (U.S. Currency) (audience not stated, treated as personal)$45

Check Services

Cashier’s Check Payable to AccountholderNo charge
Cashier’s Check Payable to Third Party$5
Stop Payment Fee, BillPayment (audience not stated, treated as personal)$32
Stop Payment Fee, Cashier’s Check (audience not stated, treated as personal)$10
Stop Payment Fee, Check, ACH, Zelle® Payment (audience not stated, treated as personal)$20
Stop Payment Fee, Visa Preauthorized Payment (audience not stated, treated as personal)$25
Copy of Accountholder’s Check Fee$5
Copy of Deposited Check Fee$7

Digital & Electronic

Online Banking BillPayer Service (consumer)No charge
Zelle® (person to person) (audience not stated, treated as personal)No charge

Cash & Deposit

Returned Deposit Check Fee (audience not stated, treated as personal)$15

Account Services

Release of Restraint or Levy (audience not stated, treated as personal)$25
Legal Document Fees (i.e. subpoenas) (audience not stated, treated as personal)$50

Other Fees

Copy of Previous Account Statement Fee$5

Fee	Amount	Basis	Note
Account Maintenance
Account Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Reconciliation Fee (audience not stated, treated as personal)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Insufficient Funds per item, per presentment (audience not stated, treated as personal)	$25	per item	None
Overdraft Transfer Fee	$5	Not stated	None
ATM & Card
Replacement Visa® Debit Card/ATM Card Fee (audience not stated, treated as personal)	$10	Not stated	None
Wire Transfers
Outgoing - Domestic Wire Transfer Fee (audience not stated, treated as personal)	$20	Not stated	None
Wire Transfer: Incoming (audience not stated, treated as personal)	No charge	Not stated	None
Outgoing - Foreign Wire Transfer Fee (Foreign Currency) (audience not stated, treated as personal)	$35	Not stated	None
Outgoing - Foreign Wire Transfer Fee (U.S. Currency) (audience not stated, treated as personal)	$45	Not stated	None
Check Services
Cashier’s Check Payable to Accountholder	No charge	Not stated	None
Cashier’s Check Payable to Third Party	$5	Not stated	None
Stop Payment Fee, BillPayment (audience not stated, treated as personal)	$32	Not stated	None
Stop Payment Fee, Cashier’s Check (audience not stated, treated as personal)	$10	Not stated	None
Stop Payment Fee, Check, ACH, Zelle® Payment (audience not stated, treated as personal)	$20	Not stated	None
Stop Payment Fee, Visa Preauthorized Payment (audience not stated, treated as personal)	$25	Not stated	None
Copy of Accountholder’s Check Fee	$5	Not stated	None
Copy of Deposited Check Fee	$7	Not stated	None
Digital & Electronic
Online Banking BillPayer Service (consumer)	No charge	Not stated	None
Zelle® (person to person) (audience not stated, treated as personal)	No charge	Not stated	None
Cash & Deposit
Returned Deposit Check Fee (audience not stated, treated as personal)	$15	Not stated	None
Account Services
Release of Restraint or Levy (audience not stated, treated as personal)	$25	Not stated	None
Legal Document Fees (i.e. subpoenas) (audience not stated, treated as personal)	$50	Not stated	None
Other Fees
Copy of Previous Account Statement Fee	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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