Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Presidential Bank, FSB

Bethesda, MarylandBankRichmond Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Fee$20Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Insufficient Funds per item, per presentment$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Source
Overdraft Transfer Fee$5Within the typical range ($3–$5 nationally)
At the national median
Source

Wire TransfersVerified

Outgoing - Domestic Wire Transfer Fee$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
Outgoing - Foreign Wire Transfer Fee (Foreign Currency)$35Below the typical range ($40–$50 nationally)
$15 below the national median
Source
Outgoing - Foreign Wire Transfer Fee (U.S. Currency)$45Within the typical range ($40–$50 nationally)
$5 below the national median
Source

Check ServicesVerified

Cashier’s Check Payable to Accountholder$0Below the typical range ($3–$5 nationally)
$5 below the national median
Source
Cashier’s Check Payable to Third Party$5Within the typical range ($3–$5 nationally)
At the national median
Source
Copy of Accountholder’s Check Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Copy of Deposited Check Fee$7Above the typical range ($2–$5 nationally)
$4 above the national median
Source
Stop Payment Fee, BillPayment$32Above the typical range ($20–$30 nationally)
$7 above the national median
Source
Stop Payment Fee, Check, ACH, Zelle® Payment$20Within the typical range ($20–$30 nationally)
$5 below the national median
Source
Stop Payment Fee, Visa Preauthorized Payment$25Within the typical range ($20–$30 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research Fee	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Statement Reconciliation Fee	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Overdraft & NSFVerified
Insufficient Funds per item, per presentment	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	—	Source
Overdraft Transfer Fee	$5
ATM & CardVerified
Replacement Visa® Debit Card/ATM Card Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Wire TransfersVerified
Outgoing - Domestic Wire Transfer Fee	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Outgoing - Foreign Wire Transfer Fee (Foreign Currency)	$35
Check ServicesVerified
Cashier’s Check Payable to Accountholder	$0Below the typical range ($3–$5 nationally)	$5 below the national median	—	—	Source
Cashier’s Check Payable to Third Party	$5
Digital & ElectronicVerified
Zelle® (person to person)	$0Within the typical range ($0–$5.50 nationally)	At the national median	—	—	Source
Cash & DepositVerified
Returned Deposit Check Fee	$15Within the typical range ($10–$25 nationally)	At the national median	—	—	Source
Account ServicesVerified
Release of Restraint or Levy	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 18 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$1.0B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.0B

Total deposits

$897.1M

Service charge income

$23K

Fee income ratio

0.13%

Return on assets

0.85%

Branches

Service charge income by quarter

Q2 2026$23K

Q1 2026$22K

Q4 2025$19K

Q3 2025$23K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 32,718 verified fees from 2,439 institutions

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