5 banks and credit unions have branches in Whitewater. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Wisconsin
Whitewater counts institutions with a branch here, wherever headquartered. Wisconsin counts institutions headquartered in the state.
Whitewater
5 institutions with a branch here
$25
Wisconsin
76 institutions headquartered in Wisconsin
$30
U.S.
2,605 institutions in the index
$30
Chosen as the fee whose Whitewater median sits furthest from Wisconsin's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Whitewater with Wisconsin and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $32.
Median published overdraft fee
Whitewater
5 institutions with a branch here
$25
Wisconsin
76 institutions headquartered in Wisconsin
$30
U.S.
2,605 institutions in the index
$30
Whitewater covers every institution with a branch here, wherever it is headquartered. Wisconsin covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
5 institutions, 5 with a published overdraft fee.
Bank · based in Whitewater, WI · 4 branches here
Account not yet known
“Overdraft Fee | $25.00”
Bank · based in Fort Atkinson, WI · 1 branch here
Account not yet known
“Overdraft Fee | $30”
Bank · based in Green Bay, WI · 1 branch here
Account not yet known
“Overdraft—check or debit paid … $32 per item”
Credit union, membership rules apply · based in Fort Atkinson, WI · 1 branch here
Account not yet known
“Debit Card Courtesy Pay (must opt-in) (max $24/day) | $12.00/item”
Credit union, membership rules apply · based in Madison, WI · 1 branch here
Account not yet known
“Paid overdraft fees do not apply if the resulting available balance is between zero and negative ten dollars (-$10)”
Largest banks by local bank deposits
Share of the $372 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Walworth County
Deposits and branches cover the City of Whitewater. Population and income cover Walworth County, the county with most of Whitewater's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Walworth County.
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