5 banks and credit unions have branches in Richland Center. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Wisconsin
Where a fee has enough institutions for a local median, the Richland Center median is within 10% of the Wisconsin median on all 1 fee.
Richland Center counts institutions with a branch here, wherever headquartered. Wisconsin counts institutions headquartered in the state.
Pick a fee to compare Richland Center with Wisconsin and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $25–$35.
Medians for reference: Wisconsin $30 · U.S. $30
Local median not shown; five institutions required.
5 institutions, 4 with a published overdraft fee.
Credit union, membership rules apply · based in Westby, WI · 2 branches here
Account not yet known
“Overdraft fees: $25 per presentment or $5 with overdraft protection. Maximum overdraft charge per day is $125.”
Bank · based in Richland Center, WI · 1 branch here
Account not yet known
“Bounce Paid Item Charge+ $35.00”
Bank · based in Boscobel, WI · 1 branch here
Account not yet known
“Overdraft Paid Item Fee $30.00 (max $180.00 daily)”
Bank · based in Mazomanie, WI · 1 branch here
Bank · based in Elroy, WI · 1 branch here
Account not yet known
“Overdraft Item $35.00”
Largest banks by local bank deposits
Share of the $231 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Richland County
Deposits and branches cover the City of Richland Center. Population and income cover Richland County, the county with most of Richland Center's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Richland County.
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