6 banks and credit unions have branches in Ladysmith. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Wisconsin $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Ladysmith with Wisconsin and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
6 institutions, 4 with a published overdraft fee.
Bank · based in Durand, WI · 1 branch here
Account not yet known
“Overdraft Fee Per Item | $35.00”
Bank · based in Ladysmith, WI · 1 branch here
Bank · based in Altoona, WI · 1 branch here
Bank · based in Cumberland, WI · 1 branch here
Account not yet known
“Non-Sufficient Funds (NSF) (Includes checks, in-person withdrawals, or other electronic means) includes: Overdraft Fee - Assessed when an item is paid Returned Item Fee - Assessed”
Credit union, membership rules apply · based in Wausau, WI · 1 branch here
Account not yet known
“You will be subject to a fee of $18 each time we pay an overdraft or $18 each time we return a transaction unpaid, with a combined maximum of two (2) fees assessed per account, per”
Credit union, membership rules apply · based in Superior, WI · 1 branch here
Account not yet known
“Accounts will be charged the standard Overdraft fee of $32.00 for handling each overdraft created by checks, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other elec”
Largest banks by local bank deposits
Share of the $238 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Rusk County
Deposits and branches cover the City of Ladysmith. Population and income cover Rusk County, the county with most of Ladysmith's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Rusk County.
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