7 banks and credit unions have branches in Baraboo. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Wisconsin
Where a fee has enough institutions for a local median, the Baraboo median is within 10% of the Wisconsin median on all 3 fees.
Baraboo counts institutions with a branch here, wherever headquartered. Wisconsin counts institutions headquartered in the state.
Pick a fee to compare Baraboo with Wisconsin and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $35.
Median published overdraft fee
Baraboo
5 institutions with a branch here
$30
Wisconsin
76 institutions headquartered in Wisconsin
$30
U.S.
2,605 institutions in the index
$30
Baraboo covers every institution with a branch here, wherever it is headquartered. Wisconsin covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Bank · based in Baraboo, WI · 3 branches here
Account not yet known
“Overdraft Fee (When item is paid against account): | $30.00 ($120.00 per day maximum)”
Bank · based in Medford, WI · 1 branch here
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Chicago, IL · 1 branch here
Bank · based in Boscobel, WI · 1 branch here
Account not yet known
“Overdraft Paid Item Fee $30.00 (max $180.00 daily)”
Credit union, membership rules apply · based in Madison, WI · 1 branch here
Account not yet known
“OD (Overdraft) Coverage Fee | $28 each”
Credit union, membership rules apply · based in Westby, WI · 1 branch here
Account not yet known
“Overdraft fees: $25 per presentment or $5 with overdraft protection. Maximum overdraft charge per day is $125.”
Largest banks by local bank deposits
Share of the $579 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Sauk County
Deposits and branches cover the City of Baraboo. Population and income cover Sauk County, the county with most of Baraboo's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Sauk County.
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