7 banks and credit unions have branches in Saint Johnsbury. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Vermont
Saint Johnsbury counts institutions with a branch here, wherever headquartered. Vermont counts institutions headquartered in the state.
Saint Johnsbury
6 institutions with a branch here
$29.50
Vermont
14 institutions headquartered in Vermont
$21.25
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Saint Johnsbury median sits furthest from Vermont's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Saint Johnsbury with Vermont and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $14 to $40.
Median published overdraft fee
Saint Johnsbury
5 institutions with a branch here
$32
Vermont
10 institutions headquartered in Vermont
$27
U.S.
2,605 institutions in the index
$30
Saint Johnsbury covers every institution with a branch here, wherever it is headquartered. Vermont covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Bank · based in Saint Johnsbury, VT · 2 branches here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Morrisville, VT · 1 branch here
Account not yet known
“Overdraft fee (per transaction) | $32”
Bank · based in Derby, VT · 1 branch here
Account not yet known
“Paid Item Fee/Returned Item Fee | $30.00”
Bank · based in Canton, NY · 1 branch here
Account not yet known
“Overdraft Fee for the $40 transaction, because your current balance is sufficient to cover the amount of the check transaction”
Credit union, membership rules apply · based in Williston, VT · 1 branch here
Account not yet known
“Non-sufficient Fund (NSF)/Overdraft2 … $14”
Credit union, membership rules apply · based in Saint Johnsbury, VT · 1 branch here
Largest banks by local bank deposits
Share of the $460 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Caledonia County
Deposits and branches cover the City of Saint Johnsbury. Population and income cover Caledonia County, the county with most of Saint Johnsbury's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Caledonia County.
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