9 banks and credit unions have branches in Heber City. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Utah
Heber City counts institutions with a branch here, wherever headquartered. Utah counts institutions headquartered in the state.
Heber City
6 institutions with a branch here
$22.50
Utah
33 institutions headquartered in Utah
$15
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Heber City median sits furthest from Utah's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Heber City with Utah and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $35.
Median published overdraft fee
Heber City
6 institutions with a branch here
$29.50
Utah
25 institutions headquartered in Utah
$25
U.S.
2,605 institutions in the index
$30
Heber City covers every institution with a branch here, wherever it is headquartered. Utah covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 6 with a published overdraft fee.
Bank · based in Salt Lake City, UT · 1 branch here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Ogden, UT · 1 branch here
Account not yet known
“Overdraft paid item fee | $25.00”
Bank · based in Heber City, UT · 1 branch here
Bank · based in Kalispell, MT · 1 branch here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Credit union, membership rules apply · based in Riverdale, UT · 1 branch here
Account not yet known
“Overdraft Service Fee | $25.00 per presentment”
Credit union, membership rules apply · based in Sandy, UT · 1 branch here
Credit union, membership rules apply · based in Provo, UT · 1 branch here
Largest banks by local bank deposits
Share of the $510 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Wasatch County
Deposits and branches cover the City of Heber City. Population and income cover Wasatch County, the county with most of Heber City's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Wasatch County.
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