10 banks and credit unions have branches in Georgetown. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with South Carolina
Where a fee has enough institutions for a local median, the Georgetown median is within 10% of the South Carolina median on all 2 fees.
Georgetown counts institutions with a branch here, wherever headquartered. South Carolina counts institutions headquartered in the state.
Pick a fee to compare Georgetown with South Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $36.
Median published overdraft fee
Georgetown
6 institutions with a branch here
$35
South Carolina
28 institutions headquartered in South Carolina
$32
U.S.
2,605 institutions in the index
$30
Georgetown covers every institution with a branch here, wherever it is headquartered. South Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 6 with a published overdraft fee.
Credit union, membership rules apply · based in Georgetown, SC · 2 branches here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Myrtle Beach, SC · 1 branch here
Bank · based in Winter Haven, FL · 1 branch here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Raleigh, NC · 1 branch here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Olanta, SC · 1 branch here
Bank · based in Mullins, SC · 1 branch here
Account not yet known
“Overdraft Privilege Paid Item(s) Fee | $28.00”
Bank · based in Greeleyville, SC · 1 branch here
Credit union, membership rules apply · based in North Charleston, SC · 1 branch here
Account not yet known
“Courtesy Pay | $36.00 per item1”
Largest banks by local bank deposits
Share of the $683 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Georgetown County
Deposits and branches cover the City of Georgetown. Population and income cover Georgetown County, the county with most of Georgetown's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Georgetown County.
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