7 banks and credit unions have branches in Cayce. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from South Carolina
Cayce counts institutions with a branch here, wherever headquartered. South Carolina counts institutions headquartered in the state.
Cayce
5 institutions with a branch here
$6
South Carolina
32 institutions headquartered in South Carolina
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Cayce median sits furthest from South Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Cayce with South Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $5 to $36.
Median published overdraft fee
Cayce
7 institutions with a branch here
$25
South Carolina
28 institutions headquartered in South Carolina
$32
U.S.
2,605 institutions in the index
$30
Cayce covers every institution with a branch here, wherever it is headquartered. South Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 7 with a published overdraft fee.
Bank · based in Greenville, SC · 1 branch here
Account not yet known
“Consumer Overdraft Paid Fee (per item) | $5.00”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Raleigh, NC · 1 branch here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Nashville, TN · 1 branch here
Account not yet known
“Paid Item Fee | $30.00 per item”
Bank · based in Fairfax, VA · 1 branch here
Account not yet known
“Overdrafts Overdrafts fee (per item) … $36”
Credit union, membership rules apply · based in Columbia, SC · 1 branch here
Account not yet known
“$20.00 per paid overdraft item”
Largest banks by local bank deposits
Share of the $910 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Lexington County
Deposits and branches cover the City of Cayce. Population and income cover Lexington County, the county with most of Cayce's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Lexington County.
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