9 banks and credit unions have branches in Ada. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Oklahoma
Where a fee has enough institutions for a local median, the Ada median is within 10% of the Oklahoma median on all 1 fee.
Ada counts institutions with a branch here, wherever headquartered. Oklahoma counts institutions headquartered in the state.
Pick a fee to compare Ada with Oklahoma and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $36.
Median published overdraft fee
Ada
5 institutions with a branch here
$29.50
Oklahoma
71 institutions headquartered in Oklahoma
$27.50
U.S.
2,605 institutions in the index
$30
Ada covers every institution with a branch here, wherever it is headquartered. Oklahoma covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 5 with a published overdraft fee.
Bank · based in Ada, OK · 3 branches here
Account not yet known
“Overdraft Fee: $29.50 per item”
Bank · based in Ada, OK · 3 branches here
Bank · based in Durant, OK · 2 branches here
Account not yet known
“Overdraft Item Charge (per item) … $35”
Bank · based in Oklahoma City, OK · 2 branches here
Bank · based in Pine Bluff, AR · 1 branch here
Account not yet known
“(including a second or subsequent request for payment), we may charge a Paid Item/Overdraft Fee of $36.00 per occurrence. However,”
Bank · based in Chicago, IL · 1 branch here
Credit union, membership rules apply · based in Ada, OK · 1 branch here
Account not yet known
“$25.00 charge for each one-time debit overdraft g”
Credit union, membership rules apply · based in Oklahoma City, OK · 1 branch here
Credit union, membership rules apply · based in Oklahoma City, OK · 1 branch here
Account not yet known
“Overdraft Coverage Fee … $20.00 per transaction”
Largest banks by local bank deposits
Share of the $1.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Pontotoc County
Deposits and branches cover the City of Ada. Population and income cover Pontotoc County, the county with most of Ada's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Pontotoc County.
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