12 banks and credit unions have branches in Ashland. The Bank Fee Index holds published fees for 11 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Ohio
Ashland counts institutions with a branch here, wherever headquartered. Ohio counts institutions headquartered in the state.
Ashland
10 institutions with a branch here
$11
Ohio
76 institutions headquartered in Ohio
$6.73
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Ashland median sits furthest from Ohio's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Ashland with Ohio and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Ashland
8 institutions with a branch here
$33.50
Ohio
116 institutions headquartered in Ohio
$30
U.S.
2,605 institutions in the index
$30
Ashland covers every institution with a branch here, wherever it is headquartered. Ohio covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 8 with a published overdraft fee.
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Wooster, OH · 2 branches here
Bank · based in Attica, OH · 2 branches here
Account not yet known
“Overdraft/NSF per item drafted against HSA $33.00/item”
Bank · based in West Salem, OH · 2 branches here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Newark, OH · 1 branch here
Account not yet known
“You still pay a fee of $35 per item for overdrawing your account, but your transaction will go through, and you’ll avoid the merchant’s fee”
Bank · based in Wheeling, WV · 1 branch here
Account not yet known
“Overdraft Fee (per debit) $35.00**”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Bank · based in Mansfield, OH · 1 branch here
Account not yet known
“An overdraft fee of $32.00 will be charged per item for covering overdrafts created by check or draft, or other electronic means.”
Largest banks by local bank deposits
Share of the $954 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Ashland County
Deposits and branches cover the City of Ashland. Population and income cover Ashland County, the county with most of Ashland's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Ashland County.
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