3 banks and credit unions have branches in Clayton. The Bank Fee Index holds published fees for 3 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: New Mexico $1.50 · U.S. $1.50
Local median not shown; five institutions required.
Pick a fee to compare Clayton with New Mexico and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
One published overdraft fee: $36.
Medians for reference: New Mexico $30 · U.S. $30
3 institutions, 1 with a published overdraft fee.
Bank · based in Champaign, IL · 1 branch here
Bank · based in Clovis, NM · 1 branch here
Bank · based in Kansas City, MO · 1 branch here
Account not yet known
“Overdraft Charge 5 | $36.00 per item”
Largest banks by local bank deposits
Share of the $164 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Union County
Deposits and branches cover the City of Clayton. Population and income cover Union County, the county with most of Clayton's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Union County.
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