6 banks and credit unions have branches in Garfield. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New Jersey
Garfield counts institutions with a branch here, wherever headquartered. New Jersey counts institutions headquartered in the state.
Garfield
6 institutions with a branch here
$8.50
New Jersey
38 institutions headquartered in New Jersey
$6.38
U.S.
1,902 institutions in the index
$7
Chosen as the fee whose Garfield median sits furthest from New Jersey's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Garfield with New Jersey and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $29 to $36.
Median published overdraft fee
Garfield
5 institutions with a branch here
$35
New Jersey
51 institutions headquartered in New Jersey
$30
U.S.
2,601 institutions in the index
$30
Garfield covers every institution with a branch here, wherever it is headquartered. New Jersey covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 5 with a published overdraft fee.
Bank · based in Elmwood Park, NJ · 2 branches here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Kearny, NJ · 1 branch here
Account not yet known
“Overdraft Item Fee … . … $36.00 per item”
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Credit union, membership rules apply · based in Brooklyn, NY · 1 branch here
Account not yet known
“Overdraft Privilege Fee1 | $29.00”
Largest banks by local bank deposits
Share of the $991 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Bergen County
Deposits and branches cover the City of Garfield. Population and income cover Bergen County, the county with most of Garfield's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Bergen County.
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