9 banks and credit unions have branches in Closter. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New Jersey
Closter counts institutions with a branch here, wherever headquartered. New Jersey counts institutions headquartered in the state.
Closter
6 institutions with a branch here
$10
New Jersey
38 institutions headquartered in New Jersey
$6.38
U.S.
1,902 institutions in the index
$7
Chosen as the fee whose Closter median sits furthest from New Jersey's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Closter with New Jersey and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Closter
7 institutions with a branch here
$30
New Jersey
51 institutions headquartered in New Jersey
$30
U.S.
2,605 institutions in the index
$30
Closter covers every institution with a branch here, wherever it is headquartered. New Jersey covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 7 with a published overdraft fee.
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Lakewood, NJ · 1 branch here
Account not yet known
“***Insufficient Funds Fee - Overdraft Fee $30.00”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Flushing, NY · 1 branch here
Account not yet known
“This fee will be shown as “NSF PAID ITEM(S) CHARGE” on your bank statement. Also, the combination of Uncollected/Insufficient Funds Check/ACH Charge ($25) and Bounce”
Bank · based in New York, NY · 1 branch here
Bank · based in Fort Lee, NJ · 1 branch here
Bank · based in Naugatuck, CT · 1 branch here
Account not yet known
“• We will charge you a fee of $30.00 each time we pay an overdraft. We will not charge you a fee if you are”
Largest banks by local bank deposits
Share of the $1.4 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Bergen County
Deposits and branches cover the City of Closter. Population and income cover Bergen County, the county with most of Closter's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Bergen County.
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