5 banks and credit unions have branches in Chatham. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New Jersey
Chatham counts institutions with a branch here, wherever headquartered. New Jersey counts institutions headquartered in the state.
Chatham
5 institutions with a branch here
$35
New Jersey
84 institutions headquartered in New Jersey
$26.25
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Chatham median sits furthest from New Jersey's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Chatham with New Jersey and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $15–$35.
Medians for reference: New Jersey $30 · U.S. $30
Local median not shown; five institutions required.
5 institutions, 4 with a published overdraft fee.
Bank · based in Tysons, VA · 1 branch here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Passaic, NJ · 1 branch here
Account not yet known
“Overdrafts: $35 per paid item, up to 4 charges a day.”
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Largest banks by local bank deposits
Share of the $2.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Morris County
Deposits and branches cover the City of Chatham. Population and income cover Morris County, the county with most of Chatham's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Morris County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions