5 banks and credit unions have branches in Laconia. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: New Hampshire $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Laconia with New Hampshire and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
5 institutions, 4 with a published overdraft fee.
Bank · based in Laconia, NH · 1 branch here
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Meredith, NH · 1 branch here
Account not yet known
“An Overdraft Item Fee of $32.50 per item may be charged for covering each overdraft that results in a negative balance at the end of the day.”
Bank · based in Camden, ME · 1 branch here
Account not yet known
“Overdraft Fee (limit of 4 per day for consumer accounts) | $35.00”
Credit union, membership rules apply · based in Portsmouth, NH · 1 branch here
Account not yet known
“A $19 overdraft fee will be assessed per presentment for the Dividend Checking account and Everyday Checking account.”
Largest banks by local bank deposits
Share of the $914 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Belknap County
Deposits and branches cover the City of Laconia. Population and income cover Belknap County, the county with most of Laconia's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Belknap County.
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