48 banks and credit unions have branches in the Virginia Beach-Chesapeake-Norfolk metro area. The Bank Fee Index holds published fees for 32 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from North Carolina
Virginia Beach-Chesapeake-Norfolk metro counts institutions with a branch here, wherever headquartered. North Carolina counts institutions headquartered in the state.
Virginia Beach-Chesapeake-Norfolk metro
19 institutions with a branch here
$8
North Carolina
23 institutions headquartered in North Carolina
$5
U.S.
1,902 institutions in the index
$6.99
Chosen as the fee whose Virginia Beach-Chesapeake-Norfolk metro median sits furthest from North Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Virginia Beach-Chesapeake-Norfolk metro with North Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $39.
Median published overdraft fee
Virginia Beach-Chesapeake-Norfolk metro
21 institutions with a branch here
$30
North Carolina
22 institutions headquartered in North Carolina
$29
U.S.
2,605 institutions in the index
$30
Virginia Beach-Chesapeake-Norfolk metro covers every institution with a branch here, wherever it is headquartered. North Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
48 institutions, 21 with a published overdraft fee.
Bank · based in Charlotte, NC · 38 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Portsmouth, VA · 35 branches here
Credit union, membership rules apply · based in Vienna, VA · 33 branches here
Account not yet known
“†Standard Practices and Fees: We will charge a fee of $20 each time we pay an overdraft”
Credit union, membership rules apply · based in Newport News, VA · 31 branches here
Account not yet known
“Overdraft Privilege (Paid NSF) – checks – ACH – recurring debit transaction – bill payment | $29.00 each”
Bank · based in Sioux Falls, SD · 29 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 21 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Credit union, membership rules apply · based in Virginia Beach, VA · 19 branches here
Credit union, membership rules apply · based in Newport News, VA · 18 branches here
Credit union, membership rules apply · based in Chesapeake, VA · 15 branches here
Account not yet known
“Courtesy Pay … . $35.00”
Bank · based in The Woodlands, TX · 14 branches here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Largest banks by local bank deposits
Share of the $31.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Virginia Beach-Chesapeake-Norfolk metro's counties
Deposits and branches cover the Virginia Beach-Chesapeake-Norfolk metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions