5 banks and credit unions have branches in Havelock. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: North Carolina $29 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Havelock with North Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
5 institutions, 4 with a published overdraft fee.
Bank · based in Raleigh, NC · 1 branch here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Cary, NC · 1 branch here
Credit union, membership rules apply · based in Vienna, VA · 1 branch here
Account not yet known
“†Standard Practices and Fees: We will charge a fee of $20 each time we pay an overdraft”
Largest banks by local bank deposits
Share of the $110 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Craven County
Deposits and branches cover the City of Havelock. Population and income cover Craven County, the county with most of Havelock's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Craven County.
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