7 banks and credit unions have branches in West Point. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Mississippi
West Point counts institutions with a branch here, wherever headquartered. Mississippi counts institutions headquartered in the state.
West Point
5 institutions with a branch here
$25
Mississippi
24 institutions headquartered in Mississippi
$20
U.S.
2,629 institutions in the index
$25
Chosen as the fee whose West Point median sits furthest from Mississippi's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare West Point with Mississippi and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $15–$36.
Medians for reference: Mississippi $35 · U.S. $30
Local median not shown; five institutions required.
7 institutions, 4 with a published overdraft fee.
Bank · based in Tupelo, MS · 2 branches here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Columbus, MS · 1 branch here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Greenwood, MS · 1 branch here
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Columbus, MS · 1 branch here
Largest banks by local bank deposits
Share of the $407 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Clay County
Deposits and branches cover the City of West Point. Population and income cover Clay County, the county with most of West Point's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Clay County.
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