9 banks and credit unions have branches in Moberly. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Missouri
Moberly counts institutions with a branch here, wherever headquartered. Missouri counts institutions headquartered in the state.
Moberly
5 institutions with a branch here
$5
Missouri
86 institutions headquartered in Missouri
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Moberly median sits furthest from Missouri's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Moberly with Missouri and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $25–$36.
Medians for reference: Missouri $29.50 · U.S. $30
Local median not shown; five institutions required.
9 institutions, 4 with a published overdraft fee.
Bank · based in Jefferson City, MO · 2 branches here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal, debit card, pre-authorized debits, or other electronic means)* $35.00”
Bank · based in Marceline, MO · 2 branches here
Bank · based in Farmington, MO · 2 branches here
Bank · based in Kansas City, MO · 1 branch here
Account not yet known
“Overdraft/Insuffcient Funds2 | $36”
Bank · based in Brunswick, MO · 1 branch here
Bank · based in Kansas City, MO · 1 branch here
Bank · based in Andover, KS · 1 branch here
Account not yet known
“Overdraft Charge/Return Check Charge - each | $34.98”
Bank · based in Madison, MO · 1 branch here
Credit union, membership rules apply · based in Mexico, MO · 1 branch here
Account not yet known
“◊ We will charge you a fee of $25 each time we pay an overdraft.”
Largest banks by local bank deposits
Share of the $504 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Randolph County
Deposits and branches cover the City of Moberly. Population and income cover Randolph County, the county with most of Moberly's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Randolph County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions