11 banks and credit unions have branches in Festus. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Missouri
Festus counts institutions with a branch here, wherever headquartered. Missouri counts institutions headquartered in the state.
Festus
5 institutions with a branch here
$5
Missouri
86 institutions headquartered in Missouri
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Festus median sits furthest from Missouri's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Festus with Missouri and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Festus
6 institutions with a branch here
$29
Missouri
79 institutions headquartered in Missouri
$29.50
U.S.
2,605 institutions in the index
$30
Festus covers every institution with a branch here, wherever it is headquartered. Missouri covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 6 with a published overdraft fee.
Bank · based in Kansas City, MO · 1 branch here
Account not yet known
“Overdraft/Insuffcient Funds2 | $36”
Bank · based in Clayton, MO · 1 branch here
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Clayton, MO · 1 branch here
Account not yet known
“Overdrafts Paid $30.00”
Bank · based in Farmington, MO · 1 branch here
Bank · based in Farmington, MO · 1 branch here
Bank · based in Sainte Genevieve, MO · 1 branch here
Bank · based in Bloomsdale, MO · 1 branch here
Credit union, membership rules apply · based in Chesterfield, MO · 1 branch here
Account not yet known
“Paid NSF Item1 … $27.50 each”
Credit union, membership rules apply · based in Saint Louis, MO · 1 branch here
Account not yet known
“Courtesy Pay | $28 per item”
Largest banks by local bank deposits
Share of the $930 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Jefferson County
Deposits and branches cover the City of Festus. Population and income cover Jefferson County, the county with most of Festus's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Jefferson County.
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