8 banks and credit unions have branches in Morgan City. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Louisiana $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Morgan City with Louisiana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
8 institutions, 4 with a published overdraft fee.
Bank · based in Morgan City, LA · 2 branches here
Credit union, membership rules apply · based in Morgan City, LA · 2 branches here
Bank · based in Gulfport, MS · 1 branch here
Account not yet known
“We may charge you a fee of $36.00 each time we pay an overdraft.”
Bank · based in Memphis, TN · 1 branch here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Patterson, LA · 1 branch here
Bank · based in Jeanerette, LA · 1 branch here
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Credit union, membership rules apply · based in New Orleans, LA · 1 branch here
Account not yet known
“Courtesy Pay Fee | $27.50, checking only”
Largest banks by local bank deposits
Share of the $900 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: St. Mary Parish
Deposits and branches cover the City of Morgan City. Population and income cover St. Mary Parish, the county with most of Morgan City's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for St. Mary Parish.
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