12 banks and credit unions have branches in London. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Kentucky
London counts institutions with a branch here, wherever headquartered. Kentucky counts institutions headquartered in the state.
London
5 institutions with a branch here
$25
Kentucky
46 institutions headquartered in Kentucky
$20
U.S.
2,630 institutions in the index
$25
Chosen as the fee whose London median sits furthest from Kentucky's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare London with Kentucky and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $32 to $36.
Median published overdraft fee
London
8 institutions with a branch here
$35
Kentucky
53 institutions headquartered in Kentucky
$30
U.S.
2,605 institutions in the index
$30
London covers every institution with a branch here, wherever it is headquartered. Kentucky covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 8 with a published overdraft fee.
Bank · based in London, KY · 5 branches here
Account not yet known
“1. A Paid Item Fee of $35 will be applied to overdrafts created by checks, ACH and other automatic bill payments, that are paid by CVNB.”
Bank · based in Harrogate, TN · 3 branches here
Account not yet known
“overdraft/NSF: $35 (for each NSF item created by check, in person, ATM or electronic withdrawal);”
Bank · based in Pikeville, KY · 2 branches here
Account not yet known
“NSF/Overdraft Fee | $32.00”
Bank · based in Lexington, KY · 2 branches here
Account not yet known
“NSF Paid Item or NSF Returned Item $32.00”
Bank · based in Corbin, KY · 2 branches here
Credit union, membership rules apply · based in Louisville, KY · 2 branches here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Manchester, KY · 1 branch here
Bank · based in Hazard, KY · 1 branch here
Largest banks by local bank deposits
Share of the $1.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Laurel County
Deposits and branches cover the City of London. Population and income cover Laurel County, the county with most of London's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Laurel County.
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