13 banks and credit unions have branches in Ashland. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Kentucky
Ashland counts institutions with a branch here, wherever headquartered. Kentucky counts institutions headquartered in the state.
Ashland
5 institutions with a branch here
$25
Kentucky
46 institutions headquartered in Kentucky
$20
U.S.
2,635 institutions in the index
$25
Chosen as the fee whose Ashland median sits furthest from Kentucky's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Ashland with Kentucky and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
Ashland
5 institutions with a branch here
$35
Kentucky
53 institutions headquartered in Kentucky
$30
U.S.
2,604 institutions in the index
$30
Ashland covers every institution with a branch here, wherever it is headquartered. Kentucky covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
13 institutions, 5 with a published overdraft fee.
Credit union, membership rules apply · based in Ashland, KY · 5 branches here
Bank · based in Charleston, WV · 3 branches here
Credit union, membership rules apply · based in Ashland, KY · 3 branches here
Bank · based in Pikeville, KY · 2 branches here
Account not yet known
“NSF/Overdraft Fee | $32.00”
Bank · based in Catlettsburg, KY · 2 branches here
Bank · based in Marietta, OH · 2 branches here
Account not yet known
“Overdraft $35.00 per item”
Credit union, membership rules apply · based in Ashland, KY · 2 branches here
Account not yet known
“Courtesy Pay Overdraft fees are $10.00 per item if item amount is less than $25.00, and $25.00 per item if the amount is greater than $25.00.”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Paintsville, KY · 1 branch here
Largest banks by local bank deposits
Share of the $1.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Boyd County
Deposits and branches cover the City of Ashland. Population and income cover Boyd County, the county with most of Ashland's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Boyd County.
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